"Yes; for we are well organized, Mr. Greifmann. If it interests you, I will consider it as an honor to be allowed to send you a list of the candidates."

"I hope you have not passed over ex-treasurer Shund?"

This question took Mr. Schwefel by surprise, and a peculiar smile played on his features.

"The world is and ever will be ungrateful," continued the banker, as though he did not notice the astonishment of the manufacturer. "I could hardly think of an abler and more sterling character for the office of mayor of the city than Mr. Shund. Our corporation is considerably in debt. Mr. Shund is known to be an accurate financier, and an economical householder. We just now need for the administration of our city household a mayor that understands reckoning closely, and that will curtail unnecessary expenses, so as to do away with the yearly increasing deficit in the budget. Moreover, Mr. Shund is a noble character; for he is always ready to aid those who are in want of money--on interest, of course. Then, again, he knows law, and we very much want a lawyer at the head of our city government. In short, the interests of this corporation require that Mr. Shund be chosen chief magistrate. It is a subject of wonder to me that progress, usually so clear-sighted, has heretofore passed Mr. Shund by, despite his numerous qualifications. Abilities should be called into requisition for the public weal. To be candid, Mr. Schwefel, nothing disgusts me so much as the slighting of great ability," concluded the banker contemptuously.

"Are you acquainted with Shund's past career?" asked the leader diffidently.

"Why, yes! Mr. Shund once put his hand in the wrong drawer, but that was a long time ago. Whosoever amongst you is innocent, let him cast the first stone at him. Besides, Shund has made good his fault by restoring what he filched. He has even atoned for the momentary weakness by five years of imprisonment."

"'Tis true; but Shund's theft and imprisonment are still very fresh in people's memory," said Schwefel. "Shund is notorious, moreover, as a hard-hearted usurer. He has gotten rich through shrewd money speculations, but he has also brought several families to utter ruin. The indignation of the whole city is excited against the usurer; and, finally, Shund indulges a certain filthy passion with such effrontery and barefacedness that every respectable female cannot but blush at being near him. These characteristics were unknown to you, Mr. Greifmann; for you too will not hesitate an instant to admit that a man of such low practices must never fill a public office."

"I do not understand you, and I am surprised!" said the millionaire. "You call Shund a usurer, and you say that the indignation of the whole town is upon him. Might I request from you the definition of a usurer?"

"They are commonly called usurers who put out money at exorbitant, illegal interest."

"You forget, my dear Mr. Schwefel, that speculation is no longer confined to the five per cent. rate. A correct insight into the circumstances of the times has induced our legislature to leave the rate of interest altogether free. Consequently, a usurer has gotten to be an impossibility. Were Shund to ask fifty per cent, and more, he would be entitled to it."