The meeting-place for the water-party the next day was St. Francis Barracks—the long, brown structure with pointed gables and deep shady verandas, which stood on the site of an old Spanish monastery, at the south end of the sea-wall. The troops stationed at St. Francis that winter belonged to the First Artillery; to-day the colonel and his family, the captain and his wife, and the two handsome lieutenants took part in the excursion; there were fifty people in all, and many yachts, from the big Seminole down to the little Shearwater. Walter had The Owl and the Pussycat, and with him embarked Mrs. Franklin with her two daughters, Miss Franklin and Mrs. Chase; Mrs. Lilian Kip; and Commodore Etheridge. At two o'clock the little fleet sped gayly down the Matanzas.

"Matanzas, Sebastian, St. Augustine," said Walter; "these names are all in character. It's an awful misfortune for your husband's budding summer resort in the North Carolina mountains, Mrs. Chase, that its name happens to be Asheville, after that stupid custom of tacking the French 'ville' to some man's name; (for I take it that Ashe is a name, and not cinders). In this case, the first settlers were more than usually asinine; for they had the beautiful Indian 'Swannanoa' ready to their hands."

"Oh, but first settlers have no love for Indian names," commented Dolly. "How can they have? The Indians and the great forest—these are their enemies. To me there is something touching in our Higgsvilles and Slatervilles. I see the first log cabins in the little clearing; then a short, stump-bedecked street; then two or three streets and a court-house. The Higgs or the Slater was their best man, their leader, the one they looked up to. In North Carolina alone there are one hundred and ten towns or villages with names ending in 'ville.'"

"North Carolina? Oh yes, I dare say!" remarked Etheridge.

"And two hundred and forty-one in New York," added Dolly.

"Well, we make up for it in other ways," said Mrs. Franklin. "If the men name the towns, the women name the children; I have known mothers to produce simply from their own imaginations such titles as Merilla, and Idelusia, for their daughters. I once knew a girl who had even been baptized Damask Rose."

"What did they call her for short?" inquired Walter.

"Oh, Mr. Willoughby!" said Lilian Kip, shocked.

"Damask's mother was trying to solace herself with names, I fancy," Mrs. Franklin went on, "because by the terms of her husband's will (she was a widow), she forfeited all she had if she married again."

"How outrageous?" exclaimed Mrs. Kip, bristling into vehemence. "If a woman has been a good wife to one man, is that any reason why she should be denied the privilege of being a good wife to another?"