I remember a shopkeeper who one time took the liberty (foolish liberty!) with himself, in public company in a coffee-house, to say that he was broke. 'I assure you,' says he, 'that I am broke, and to-morrow I resolve to shut up my shop, and call my creditors together.' His meaning was, that he had a brother just dead in his house, and the next day was to be buried, when, in civility to the deceased, he kept his shop shut; and several people whom he dealt with, and owed money to, were the next day invited to the funeral, so that he did actually shut up his shop, and call some of his creditors together.

But he sorely repented the jest which he put upon himself. 'Are you broke?' says one of his friends to him, that was in the coffee-house; 'then I wish I had the little money you owe me' (which however, it seems, was not much). Says the other, still carrying on his jest, 'I shall pay nobody, till, as I told you, I have called my people together.' The other did not reach his jest, which at best was but a dull one, but he reached that part of it that concerned himself, and seeing him continue carelessly sitting in the shop, slipped out, and, fetching a couple of sergeants, arrested him. The other was a little surprised; but however, the debt being no great sum, he paid it, and when he found his mistake, told his friends what he meant by his being broke.

But it did not end there; for other people of his neighbours, who were then in the coffee-house, and heard his discourse, and had thought nothing more of it, yet in the morning seeing his shop shut, concluded the thing was so indeed, and immediately it went over the whole street that such a one was broke; from thence it went to the Exchange, and from thence into the country, among all his dealers, who came up in a throng and a fright to look after him. In a word, he had as much to do to prevent his breaking as any man need to desire, and if he had not had very good friends as well as a very good bottom, he had inevitably been ruined and undone.

So small a rumour will overset a tradesman, if he is not very careful of himself; and if a word in jest from himself, which though indeed no man that had considered things, or thought before he spoke, would have said (and, on the other hand, no man who had been wise and thinking would have taken as it was taken)—I say, if a word taken from the tradesman's own mouth could be so fatal, and run such a dangerous length, what may not words spoken slyly, and secretly, and maliciously, be made to do?

A tradesman's reputation is of the nicest nature imaginable; like a blight upon a fine flower, if it is but touched, the beauty of it, or the flavour of it, or the seed of it, is lost, though the noxious breath which touched it might not reach to blast the leaf, or hurt the root; the credit of a tradesman, at least in his beginning, is too much at the mercy of every enemy he has, till it has taken root, and is established on a solid foundation of good conduct and success. It is a sad truth, that every idle tongue can blast a young shopkeeper; and therefore, though I would not discourage any young beginner, yet it is highly beneficial to alarm them, and to let them know that they must expect a storm of scandal and reproach upon the least slip they make: if they but stumble, fame will throw them down; it is true, if they recover, she will set them up as fast; but malice generally runs before, and bears down all with it; and there are ten tradesmen who fall under the weight of slander and an ill tongue, to one that is lifted up again by the common hurry of report.

To say I am broke, or in danger of breaking, is to break me: and though sometimes the malicious occasion is discovered, and the author detected and exposed, yet how seldom is it so; and how much oftener are ill reports raised to ruin and run down a tradesman, and the credit of a shop; and like an arrow that flies in the dark, it wounds unseen. The authors, no nor the occasion of these reports, are never discovered perhaps, or so much as rightly guessed at; and the poor tradesman feels the wound, receives the deadly blow, and is perhaps mortally stabbed in the vitals of his trade, I mean his trading credit, and never knows who hurt him.

I must say, in the tradesman's behalf, that he is in such a case to be esteemed a sacrifice to the worst and most hellish of all secret crimes, I mean envy; which is made up of every hateful vice, a complication of crimes which nothing but the worst of God's reasonable world can be guilty of; and he will indeed merit and call for every honest man's pity and concern. But what relief is this to him? for, in the meantime, though the devil himself were the raiser of the scandal, yet it shall go about; the blow shall take, and every man, though at the same time expressing their horror and aversion at the thing, shall yet not be able, no not themselves, to say they receive no impression from it.

Though I know the clamour or rumour was raised maliciously, and from a secret envy at the prosperity of the man, yet if I deal with him, it will in spite of all my abhorrence of the thing, in spite of all my willingness to do justice, I say it will have some little impression upon me, it will be some shock to my confidence in the man; and though I know the devil is a liar, a slanderer, a calumniator, and that his name devil is derived from it; and that I knew, if that, as I said, were possible, that the devil in his proper person raised and began, and carried on, this scandal upon the tradesman, yet there is a secret lurking doubt (about him), which hangs about me concerning him; the devil is a liar, but he may happen to speak truth just then, he may chance to be right, and I know not what there may be in it, and whether there may be any thing or no, but I will have a little care, &c.

Thus, insensibly and involuntarily, nay, in spite of friendship, good wishes, and even resolution to the contrary, it is almost impossible to prevent our being shocked by rumour, and we receive an impression whether we will or not, and that from the worst enemy; there is such a powerful sympathy between our thoughts and our interest, that the first being but touched, and that in the lightest manner imaginable, we cannot help it, caution steps on in behalf of the last, and the man is jealous and afraid, in spite of all the kindest and best intentions in the world.

Nor is it only dangerous in case of false accusations and false charges, for those indeed are to be expected fatal; but even just and true things may be as fatal as false, for the truth is not always necessary to be said of a tradesman: many things a tradesman may perhaps allow himself to do, and may be lawfully done, but if they should be known to be part of his character, it would sink deep into his trading fame, his credit would suffer by it, and in the end it might be his ruin; so that he that would not set his hand to his neighbour's ruin, should as carefully avoid speaking some truths, as raising some forgeries upon him.