And, firstly, that which I demonstrate concerning this is to clear up a doubt which seems to arise, for, since gold, pearls, and lands, may have in their essential being perfect form and act, it does not seem true to say that they are imperfect. And therefore one must distinguish that inasmuch as by themselves, of them it is considered, they are perfect things, and they are not riches, but gold and pearls; but inasmuch as they are appointed to the possession of man they are riches, and in this way they are full of imperfection; which is not an unbecoming or impossible thing, considered from different points of view, to be perfect and imperfect. I say that their imperfection firstly may be observed in the indiscretion, or unwisdom, or folly, of their arrival, in which no distributive Justice shines forth, but complete iniquity almost always; which iniquity is the proper effect of imperfection. For if the methods or ways by which they come are considered, all may be gathered together in three methods, or kinds of ways: for, either they come by simple chance, as when without intention or hope they come upon some discovery not thought of; or they come by fortune which is aided by law or right, as by will, or testament, or succession; or they come by fortune, the helper of the Law, as by lawful or unlawful provision; lawful, I say, when by art, or skill, or by trade, or deserved kindness; unlawful, I say, when either by theft or rapine. And in each one of these three ways, one sees that inequitable character of which I speak, for more often to the wicked than to the good the hidden treasures which are discovered present themselves; and this is so evident, that it has no need of proof. I saw the place in the side of a hill, or mountain, in Tuscany, which is called Falterona, where the most vile peasant of all the country, whilst digging, found more than a bushel of the finest Santèlena silver, which had awaited him perhaps for more than a thousand years. And in order to see this iniquity, Aristotle said that in proportion as the Man is subject to the Intellect, so much the less is he the slave of Fortune. And I say that oftener to the wicked than to the good befall legal inheritance and property by succession; and concerning this I do not wish to bring forward any proof, but let each one turn his eyes round his own immediate neighbourhood, and he will see that concerning which I am silent that I may not offend or bring shame to some one. Would to God that might be which was demanded by the Man of Provence, namely, that the man who is not the heir of goodness should lose the inheritance of wealth. And I say that many times to the wicked more than to the good comes rich provision, for the unlawful never comes to the good, because they refuse it; and what good man ever would endeavour to enrich himself by force or fraud? That would be impossible, for by the mere choice of the enterprise he would no more be good. And the lawful gains of wealth but rarely fall to the lot of the good, because, since much anxiety or anxious care is required therein, and the solicitude of the good is directed to greater things, the good man is rarely solicitous enough to seek them. Wherefore it is evident that in each way these riches fall unjustly or inequitably; and therefore our Lord called them wicked or unrighteous when He said, "Make to yourselves friends of the Mammon of unrighteousness," inviting and encouraging men to be liberal with good gifts, which are the begetters of friends. And what a beautiful exchange he makes who gives freely of these most imperfect things in order to have and to acquire perfect things, such as are the hearts of good and worthy men! This exchange it is possible to make every day. Certainly this is a new commerce, different from the others, which, thinking to win one man by generosity, has won thereby thousands and thousands. Who lives not again in the heart of Alexander because of his royal beneficence? Who lives not again in the good King of Castile, or Saladin, or the good Marquis of Monferrat, or the good Count of Toulouse, or Beltramo dal Bornio, or Galasso da Montefeltro, when mention is made of their noble acts of courtesy and liberality? Certainly not only those who would do the same willingly, had they the power, but those even who would die before they would do it, bear love to the memory of these good men.

CHAPTER XII.

As has been said, it is possible to see the imperfection of riches not only in their indiscriminate advent, but also in their dangerous increase; and that in this we may perceive their defect more clearly, the text makes mention of it, saying of those riches, "However great the heap may be It brings no peace, but care;" they create more thirst and render increase more defective and insufficient. And here it is requisite to know that defective things may fail in such a way that on the surface they appear complete, but, under pretext of perfection, the shortcoming is concealed. But they may have those defects so entirely revealed that the imperfection is seen openly on the surface. And those things which do not reveal their defects in the first place are the most dangerous, since very often it is not possible to be on guard against them; even as we see in the traitor who, before our face, shows himself friendly, so that he causes us to have faith in him, and under pretext of friendship, hides the defect of his hostility. And in this way riches, in their increase, are dangerously imperfect, for, submitting to our eyes this that they promise, they bring just the contrary. The treacherous gains always promise that, if collected up to a certain amount, they will make the collector full of every satisfaction; and with this promise they lead the Human Will into the vice of Avarice. And, for this reason, Boethius calls them, in his book of Consolations, dangerous, saying, "Oh, alas! who was that first man who dug up the precious stones that wished to hide themselves, and who dug out the loads of gold once covered by the hills, dangerous treasures?"

The treacherous ones promise, if we will but look, to remove every want, to quench all thirst, to bring satisfaction and sufficiency; and this they do to every man in the beginning, confirming promise to a certain point in their increase, and then, as soon as their pile rises, in place of contentment and refreshment they bring on an intolerable fever-thirst; and beyond sufficiency, they extend their limit, create a desire to amass more, and, with this, fear and anxiety far in excess of the new gain.

Then, truly, they bring no peace, but more care, more trouble, than a man had in the first place when he was without them. And therefore Tullius says, in that book on Paradoxes, when execrating riches: "I at no time firmly believed the money of those men, or magnificent mansions, or riches, or lordships, or voluptuous joys, with which especially they are shackled, to be amongst things good or desirable, since I saw certain men in the abundance of them especially desire those wherein they abounded; because at no time is the thirst of cupidity quenched; not only are they tormented by the desire for the increase of those things which they possess, but also they have torment in the fear of losing them." And all these are the words of Tullius, and even thus they stand in that book which has been mentioned.

And, as a stronger witness to this imperfection, hear Boethius, speaking in his book of Consolation: "If the Goddess of Riches were to expand and multiply riches till they were as numerous as the sands thrown up by the sea when tost by the tempest, or countless as the stars that shine, still Man would weep."

And because still further testimony is needful to reduce this to a proof, note how much Solomon and his father David exclaim against them, how much against them is Seneca, especially when writing to Lucilius, how much Horace, how much Juvenal, and, briefly, how much every writer, every poet, and how much Divine Scripture. All Truthful cries aloud against these false enticers to sin, full of all defect. Call to mind also, in aid of faith, what your own eyes have seen, what is the life of those men who follow after riches, how far they live securely when they have piled them up, what their contentment is, how peacefully they rest.

What else daily endangers and destroys cities, countries, individual persons, so much as the fresh heaping up of wealth in the possession of some man? His accumulation wakens new desires, to the fulfilment of which it is not possible to attain without injury to some one.

And what else does the Law, both Canonical and Civil, intend to rectify except cupidity or avarice, which grows with its heaps of riches, and which the Law seeks to resist or prevent. Truly, the Canonical and the Civil Law make it sufficiently clear, if the first sections of their written word are read. How evident it is, nay, I say it is most evident, that these riches are, in their increase, entirely imperfect; when, being amassed, naught else but imperfection can possibly spring forth from them. And this is what the text says.

But here arises a doubtful question, which is not to be passed over without being put and answered. Some calumniator of the Truth might be able to say that if, by increasing desire in their acquisition, riches are imperfect and therefore vile, for this reason science or knowledge is imperfect and vile, in the acquisition of which the desire steadily increases, wherefore Seneca says, "If I should have one foot in the grave, I should still wish to learn."