Ed came out of the bathroom. Who could it be? Had Ruth forgotten something? He tossed on a white shirt and opened the front door.

A bright young man, face bland and eager, beamed happily at him. "Good morning, sir." He tipped his hat. "I'm sorry to bother you so early — "

"What do you want?"

"I'm from the Federal Life Insurance Company. I'm here to see you about — "

Ed pushed the door closed. "Don't want any. I'm in a rush. Have to get to work."

"Your wife said this was the only time I could catch you." The young man picked up his briefcase, easing the door open again. "She especially asked me to come this early. We don't usually begin our work at this time, but since she asked me, I made a special note about it."

"Okay." Sighing wearily, Ed admitted the young man. "You can explain your policy while I get dressed."

The young man opened his briefcase on the couch, laying out heaps of pamphlets and illustrated folders. "I'd like to show you some of these figures, if I may. It's of great importance to you and your family to — "

Ed found himself sitting down, going over the pamphlets. He purchased a ten-thousand-dollar policy on his own life and then eased the young man out. He looked at the clock. Practically nine-thirty!

"Damn." He'd be late to work. He finished fastening his tie, grabbed his coat, turned off the oven and the lights, dumped the dishes in the sink, and ran out on the porch.