"W——'s have stopped payment."

W——'s was a great London house, the favourite banking-house in our country, with which many provincial banks, and Jessop's especially, were widely connected, and would be no one knew how widely involved.

"W——'s stopped payment!"

A murmur—a hush of momentary suspense, as the Gazette was passed hurriedly from hand to hand; and then our guests, one and all, sat looking at one another in breathless fear, suspicion, or assured dismay. For, as every one was aware (we knew our neighbours' affairs so well about innocent Enderley), there was not a single household of that merry little company upon whom, near or remote, the blow would not fall—except ours.

No polite disguise could gloss over the general consternation. Few thought of Jessop—only of themselves. Many a father turned pale; many a mother melted into smothered tears. More than one honest countenance that five minutes before had beamed like the rising sun, all friendliness and jocularity, I saw shrink into a wizened, worldly face with greedy selfishness peering out of the corners of its eyes, eager to conceal its own alarms and dive as far as possible into the terrors of its neighbours.

"There will be a run on Jessop's bank to-morrow," I heard one person saying; glancing to where the poor old banker still sat, with a vacant, stupefied smile, assuring all around him that "nothing had happened; really, nothing."

"A run? I suppose so. Then it will be 'Sauve qui peut,' and the devil take the hindmost."

"What say you to all this, Mr. Halifax?"

John still kept his place. He sat perfectly quiet, and had never spoken a syllable.

When Sir Herbert, who was the first to recover from the shock of these ill-tidings, called him by his name, Mr. Halifax looked quickly up. It was to see, instead of those two lines of happy faces, faces already gathering in troubled groups, faces angry, sullen, or miserable, all of which, with a vague distrust, seemed instinctively turned upon him.