Everybody was, as I have said, extremely quiet. You heard none of the jokes that always rise in and circulate through a crowd; none of the loud outcries of a mob. All were intent on themselves and their own business; on that fast-bolted red-baize door, and on the green blind of the windows, which informed them that it was "open from ten till four."

The Abbey clock struck three quarters. Then there was a slight stirring, a rustling here and there of paper, as some one drew out and examined his bank notes; openly, with small fear of theft—they were not worth stealing.

John and I, a little way off, stood looking on, where we had once watched a far different crowd; for Mr. Jessop owned the doctor's former house, and in sight of the green bank blinds were my dear old father's known windows.

Guy's birthday had fallen on a Saturday. This was Monday morning. We had driven over to Norton Bury, John and I, at an unusually early hour. He did not exactly tell me why, but it was not difficult to guess. Not difficult to perceive how strongly he was interested, even affected—as any man, knowing all the circumstances, could not but be affected—by the sight of that crowd, all the sadder for its being such a patient, decent, respectable crowd, out of which so large a proportion was women.

I noticed this latter fact to John.

"Yes, I was sure it would be so. Jessop's bank has such a number of small depositors and issues so many small notes. He cannot cash above half of them without some notice. If there comes a run, he may have to stop payment this very day; and then, how wide the misery would spread among the poor, God knows."

His eye wandered pitifully over the heaving mass of anxious faces blue with cold, and growing more and more despondent as every minute they turned with a common impulse from the closed bank door to the Abbey clock, glittering far up in the sunshiny atmosphere of morning.

Its finger touched the one heel of the great striding X—glided on to the other—the ten strokes fell leisurely and regularly upon the clear frosty air; then the chimes—Norton Bury was proud of its Abbey chimes—burst out in the tune of "Life let us Cherish."

The bells went through all the tune, to the very last note—then ensued silence. The crowd were silent too—almost breathless with intent listening—but, alas! not to the merry Abbey chimes.

The bank door remained closed—not a rattle at the bolts, not a clerk's face peering out above the blind. The house was as shut-up and desolate as if it were entirely empty.