As for the working women of New York, they have so far refused to countenance the trades-union. New York has no woman's trades-union. A small percentage of women workers belong to labor organizations, it is true; but it is merely as auxiliaries to the men's unions, and where they work at trades that have been thoroughly organized for the benefit of the men workers. They belong to these unions always under protest, not of their own volition; because they are obliged to do so in order to be permitted to work at their trades in competition with men who are organized.

For this reason, owing to the blindness of the workwoman to the benefits to be derived from organization,—and because, moreover, it has not yet been proved that the trades-union, carried to its logical conclusion, is likely to be a panacea for the industrial woes of the sex which does favor and support it—it seems to me rather idle to urge its wider adoption under the protest of those most vitally concerned—the women workers themselves. The idea of organized labor will have to grow among the ranks of women workers just as the idea has grown into the consciousness of her father and brother.

We have a great and crying need for two things—things which it is entirely within the power of a broad-minded philanthropy to supply. The most urgent of these needs is a very material and unpoetic one. We need a well-regulated system of boarding-and lodging-houses where we can live with decency upon the small wages we receive. We do not want any so-called "working girls' homes"—God forgive the euphemism!—which, while overcharging us for the miserable accommodations, at the same time would put us in the attitude of charity dependants. What the working girl needs is a cheap hotel or a system of hotels—for she needs a great many of them—designed something after the Mills Hotels for working-men. She also needs a system of well-regulated lodging-houses, such as are scattered all over the city for the benefit of men. My experience of the working girls' home in which I lived for many weeks, and from my observation and inquiries regarding a number of similar "homes" which I have since visited, justifies me in making a few suggestions regarding the general plan and conduct of the ideal philanthropic scheme which I have in mind.

First and most important, there must be no semblance of charity. Let the working girls' hotel and the working girls' lodging-house be not only self-supporting, but so built and conducted that they will pay a fair rate of interest upon the money invested. Otherwise they would fail of any truly philanthropic object.

As to their conduct as institutions there should be no rules, no regulations which are not in full operation in the Waldorf-Astoria or the Hotel St. Regis. The curse of all such attempts in the past has been the insistence upon coercive morality. Make them not only non-sectarian, but non-religious. There is no more need of conducting a working girls' hotel or lodging-house in the name of God or under the auspices of religious sentiment than there is necessity for advertising the Martha Washington Hotel or any fashionable bachelor-apartment house as being under divine guidance.

A clean room and three wholesomely cooked meals a day can be furnished to working girls at a price such as would make it possible for them to live honestly on the small wage of the factory and store. We do not ask for luxuries or dainties. We do not get them in the miserable, dark warrens where we are now obliged to sleep, and we do not get them at the unappetizing boarding-house tables where countless thousands of us find sustenance. I do not know—I suppose nobody does know—how many working girls in New York City live in lodging-and boarding-houses. But they are legion, and very few of them are contented with that life.

The most important necessity of the model working woman's hotel or lodging-house would be, not a luxurious table, not a dainty sleeping-room, but a parlor! The number of young girls who go wrong in a great city like this for want of the various necessities of a parlor must make the angels in heaven weep. The houses where the poorly paid girl lives have no accommodations for the entertainment of her male friends. If the house is conducted with any respect for the conventions, the girl lodger must meet her young man on the "stoop" or on the street corner. As the courtship progresses, they must have recourse either to the benches of the public parks, provided the weather be favorable, or else to the light and warmth of the back room of a saloon. The average cheap lodging-house is usually conducted, however, with but scant regard for the conventions, and the girl usually is forced to adopt the more convenient and, as it would seem to her, really more self-respecting habit of receiving her company in her room. And either one of these methods of courtship, it is evident, cannot but be in the end demoralizing and degrading to thoughtless young people, however innocent they may be of any deliberate wrong-doing. In the model lodging-house there should be perfect liberty of conduct and action on the part of guests—who will not be "inmates" in any sense of the word. Such guests should have perfect liberty to go and come when they please at any hour of the day or night; be permitted to see any person they choose to have come, without question or challenge, so long as the conventions of ordinary social life are complied with. Such an institution, conducted upon such a plan and managed so that it would make fair returns to its promoters, cannot fail to be welcomed; and would be of inestimable benefit as an uplifting and regenerative force with those for whom it is designed.

The other need is for a greater interest in the workwoman's welfare on the part of the church, and an effort by that all-powerful institution to bring about some adjustment of her social and economic difficulties. I am old-fashioned enough to believe in the supreme efficacy of organized religion in relation to womanhood, and all that pertains to womanhood. I believe that, in our present state of social development, the church can do more for the working girl than any of the proposed measures based upon economic science or the purely ethical theory. Working women as a class are certainly not ripe for the trades-union, as I have already intimated; and the earnest people of the "settlements" are able to reach but a small part of the great army of women marching hopelessly on, ungeneraled, untrained, and, worst of all, uncaring.

Few are they who, like Tolstoi, can gracefully stoop to conquer; and those who shall be ordained to revolutionize conditions will rise from the ranks, even as did Booker T. Washington. This, of course, is the ultimate object of settlement work: to prepare the leaven for the loaf.

But a live and progressive church—a church imbued with the Christian spirit in the broadest and most liberal interpretation of the term—can do for us, and do it quickly and at once, more than all the college settlements and all the trades-unions that can be organized within the next ten years could hope to do. And for this reason: the church has all the machinery ready, set up and waiting only for the proper hand to put it in motion to this great end. The Christian church has a vast responsibility in the solution of all problems of the social order, and none of those problems is more grave or urgent than the one affecting the economic condition of the wage-earning woman. It is curious that the church, in this age, should choose to regard its primary function with such evident apathy. The first business of the church in the past was the adjustment of social difficulties. The gospel of Jesus Christ was preëminently a social gospel, and when the church ceases to be a social force it will have outlived its usefulness.