The banker replied:

"I look a man in the eye and then I do or I don't."

The friend said:

"I would like to borrow ten thousand dollars—now!"

"You shall have it, Sir," the banker replied.

This meant that the man who asked for the loan was in a state of physical and mental preparedness. If he had gone into the banker's office looking like an animated tombstone he wouldn't have had much of a chance to borrow the ten thousand. It goes without saying that the open-faced, hearty fellow inspires confidence. There is nothing coming to the dried-up, sour chap, and that's what he usually gets. And what we get is largely a matter of our physical well being. A modern philosopher observed that "the blues are the product of bad livers"—and there is no doubt but that he was right.

The problem of life is to fill our days with sunshine. In so doing we shall find that the "little graces" are those which will lend us the most help. Tiny favors extended, words of encouragement, courtesies of all sorts, unselfish work carried out in an open manner, true friendships and love, a hearty laugh, a sincere appreciation of the other fellow's struggle to keep his head above water, the conscientious carrying out of all tasks assigned us—these are our helpmates and they are the products of our physical and mental equipment. Through these we come into our knack of detecting friends among those who are the salt of the earth.

It is impossible for the person who desires good health to obtain it, or having it, to retain it, without consistent effort. A watch will not run without the proper regulation of the mainspring. We must keep up our activities. We have taken the earth and are turning it into something to serve us—therefore the need of fine bodily preparedness. Nothing can take the place of achievement and it comes through physical and mental efficiency. The one must not be neglected for the other; both must be cultivated and developed alike in order that each may help the other.

Happiness comes only to those who take care of themselves. It is the natural product of clean-mindedness. No pleasure can surpass that of a conscious feeling of our strength of character. It is an all important element in men who aspire to succeed. The man who rises in the morning from a healthy slumber and plunges into the bath after some vigorous exercise is prepared to undertake anything. His world seems fair, and though the sun may not be shining literally, it is to all intents and purposes. Thus, we go swinging along with a cheery smile, carrying the message of hope and joy to all those with whom we come in contact. Oh! it's fine to be physically and mentally fit!