"Bangles?" breaks in Owen Kelly, musingly. "Harmless little circular things women wear on their wrists, aren't they? But awkward too at times,—amazingly awkward. As Olga has feelingly remarked, they can make a marvellously loud tinkle-tinkle at times. I know a little story about bangles, that ought to be a warning against the use of them. Would any one like to hear my little story? It is short, but very sweet."

Every one instantly says "Yes," except Olga, who has drawn herself together and is regarding him with a stony glare.

"Well, there was once on a time a young woman, who had some bangles, and a young man; she had other things too, such as youth and beauty, but they weren't half so important as the first two items; and wherever she and her bangles went, there went the young man too. And for a long time nobody knew which he loved best, the beauteous maiden or the gleaming bangles. Do I make myself clear?"

"Wonderfully so, for you," says Mrs. Herrick.

"Well one day the young man's preference was made 'wonderfully so' too. And it was in this wise. On a certain sunny afternoon, the young woman found herself in a conservatory that opened off a drawing-room, being divided from it only by a hanging Indian curtain; a hanged Indian curtain she used to call it ever afterwards; but that was bad grammar, and bad manners too."

"I feel I'm going to sleep," says Desmond, drowsily. "I hope somebody will rouse me when he has done, or pick me out of the water if I drop into it. Such a rigmarole of a story I never heard in my life."

"Caviare can't be appreciated by the general; it is too strong for you," says Mr. Kelly, severely. "But to continue——Anything wrong with you, my dear Olga?"

"Nothing!" says Mrs. Bohun, with icy indignation.

"Well. In this conservatory my heroine of the bangles found herself; and here, too, as a natural consequence, was found the young man. There was near them a lounge,—skimpy enough for one, but they found it amply large for two. Curious fact in itself, wasn't it? And I think the young man so far forgot himself as to begin to make violent——and just as he was about to emb——the young woman, whose name was——, she very properly, but with somewhat mistaken haste, moved away from him, and in so doing set all her bangles a-tinkling. Into full cry they burst, whereupon the curtain was suddenly drawn back from the drawing-room side, giving the people there a full view of the conservatory and its—contents! The [denouement] was full of interest,—positively thrilling! I should advise all true lovers of a really good novel to obtain this book from their libraries and discover it for themselves."

Here Mr. Kelly stops, and looks genially around.