"Pray don't run any risks. I move we now adjourn."
"Yes; but first let me ask one question," said Jill. "Would not the difference of cost between a house built in the ordinary combustible style and the same made fire-proof, or even 'slow-burning,' pay the cost of insurance at the usual rates many times over and leave a large margin besides?"
"Undoubtedly it would."
"Then, as an investment, what object is there in attempting to make buildings fireproof or even approximately so?"
"Excuse me. I thought you were going to ask only one question."
CHAPTER V.[ToC]
WHEN THE FLOODS BEAT AND THE RAINS DESCEND.
