Everything was pitilessly unchanged. The servants had come in to draw down the blinds, but Tom stopped them. What was the use of that unmeaning decorum? Tom had been very fond of his father, but the thought of May and the baby could not but make a picture in his mind. His father, like many very rich men, seldom or never spoke of his money, and Tom wondered vaguely, but with growing anxiety, how complete the smash was. The delights of poverty, of being out at elbows, and working passionately for a living at the work he loved, presented themselves in rather different colours to a man with a wife and infant son, from the glowing difficulties he had painted for himself as an ardent bachelor of twenty-two. What if the worst he feared were true—if they were absolute paupers!

His thoughts went back again to his father lying dead upstairs. Tom remembered so vividly the last time he had seen him, standing with May and the baby in the porch when he went up to London. He had taken an extraordinary interest in the baby, and used to hazard cynical speculations as to its future. He used to allude to it as Mr. Thomas, in order to differentiate it from Tom. “Mr. Thomas’s solemnity is overpowering,” he said once; “he makes me feel as if I was a small boy talking to a wise old gentleman, or a juvenile offender waiting for an awful judge to pronounce sentence on me. And he makes me realize what is meant by rich silences.” Mr. Thomas at the moment broke into his own rich silence by a very creditable howl, and his grandfather added, “And mark how opulently he cries.”

Tom met May at the door, and they went together up to the room where his father lay. He did not tell her what the old man’s last words had been. They found Mr. Markham waiting for them below when they came down, and the three talked together till it grew late. He stopped to dinner, and afterwards, when May had gone to bed, Tom mentioned the subject of the smash.

Mr. Markham shook his head gravely.

“Do either the London house or Applethorpe belong to you?” he asked.

“No, we rent them both.”

“My poor boy! I am sure I am right in telling you to prepare for the worst. I remember from a talk I had with your father once, that the greater part of his money was in this business, and the rest in two Australian banks which broke last year.”

Tom stood up and frowned.

“He never told me that. He never spoke about money, you know. I had not an idea of it.”

“He probably thought it was unnecessary, for I believe he had the most utter confidence in his partners. I have seen the evening papers, and it appears that there has never been so complete a smash, except perhaps the Argentines.”