Mammon and Co.

by E. F. Benson

"How much have you made, Jack?" she asked.

"Eight thousand, and I wish it was eighty. But that is the result of having no capital. I'm going to pay some bills—perhaps; but it is all very wearing."

Kit was not accustomed to cry over spilt milk, and Jack's present made up the greater part of what she had actually lost, though it was only a small proportion of what she might have gained. One learns by experience, she thought; for experience is a synonym for one's mistakes, and she had been a consummate fool to be frightened. The mine was still quite young, and if within a few months the shares were worth double their original value, it was likely to be a good investment even at the present price, and again she invested two thousand pounds in it. Since then the price had steadily gone down, and the shares were quoted a week ago at nineteen shillings. But this time, though it taxed her admirable nerve, she was not going to be frightened, and with the object of averaging she had spent the remaining spoonfuls of her nest-egg in buying more, thus reducing the whole price to thirty-two shillings per share. Thus, when they again went up, as she still believed they would do, she would sell as soon as they touched two pounds, as Jack had sold, and clear, though not so much as he had done, still, something worth having. But the averaging had been singularly unsuccessful, and this morning the abominable things had stood again at fourteen shillings.

This had been too much for Kit's nerves, and she went to Jack with the whole story. He had simply shrugged his shoulders; he was odiously unsympathetic. The "I told you so" rejoinder is always irritating, and the irritation it produces varies directly according to the amount of damage involved. Kit's irritation, it follows, was considerable.

"Oh, Jack, what is the use of saying that?" she had cried angrily. "I come to be helped, not to be moralized to. I ask you now as a favour to telegraph to Mr. Alington. You say you know nothing about these things, although you are a director. Well, perhaps he does. And I want some money."

It was not wise, and Kit knew it even as she spoke, to take a fretful, discourteous tone. It had long been a maxim with her that courtesy was a duty, the greatest perhaps, which one owned to those with whom one was intimate, and that it was most foolish to let familiarity breed brusqueness. Besides, it never paid, except with tradesmen and others, to put your nose in the air, and, as a rule, she was not guilty of this breach of prudence. But to-day she was horribly worried, and anxious about many things, and that Jack should say "I told you so" seemed unbearable.

He did not reply immediately, and then, taking a cigarette from a table near him, "You usually do want some money," he remarked.

Kit made a great effort, and recovered her temper and her self-control.

"Dear Jack," she said, "I have been rude, and I apologize. But I very seldom am rude; do me the justice to admit that. Also I have been stupid and foolish. I am in an awful hole. Do telegraph to Alington, like a good boy, and ask him what I am to do. And I should really be very glad of a little money if you can spare it."

Jack looked at her curiously. It was utterly unlike Kit to behave like this. Her debts hitherto had sat lightly on her; she had often said that nothing was so nice as having money, and nothing so easy as to get along without it. Again, Kit's nest-egg of three thousand pounds seemed to him a surprising sum. She had not, as far as he knew, played much in the summer, and all the autumn, except for a fortnight she spent at Aldeburgh, they had been together, and her winnings certainly could not have been a fifth of that. He could not conceive how she had got it.