"I have no idea. Perhaps it is some old rhyme, perhaps it is a mere conceit of the goldsmith. But, be that as it may, those of your house who have possessed the Luck always seemed to think that it brought them luck. It was in old Francis's time, you know, that coal was found on your Derbyshire estate, which so enriched him for a while. In his son's time certainly the Luck disappeared, for we have a letter of his about it, and as certainly the field of coal came to an end. It appeared again some eighty years later, and again disappeared; and then the grandfather of your grandfather found it. He, you know, married the wealthy Barbara Devereux, and it was he who showed the Luck to your grandfather. Then it was lost for the last time, and with it all his money, in the South-Sea Bubble."

Harry looked a shade disappointed at this bald narrative.

"Is that all?" he asked. "Where do the fire, and frost, and rain come in?"

Mr. Francis laughed.

"Well, oddly enough, old Francis was burned to death in his bed, and Mark Vail was drowned. Harry Vail, the last holder of it, was frozen to death in his travelling carriage crossing the St. Gothard. But a man must die somehow; is it not so? Poor, wicked old Francis, he thought to bring a curse on the house, if it was indeed he who made the Luck, but how futile, how futile! Did he think that the elements were in league with some occult power of magic and darkness that he possessed? Ah! no; beneficent Nature is not controlled by such a hand. He knows that well maybe now, and perhaps therein is his chastisement, for, indeed, he was a man of devilish mind."


[CHAPTER III]

THE SPELL BEGINS TO WORK

Mr. Francis was by choice an early riser, and next morning, before either of the young men were awake, he had been splashing and gasping in his cold tub, had felt with the keenest enjoyment the genial afterglow produced on his braced and invigorated skin by the application of the rough towel, and was now out on the terrace, pacing briskly along the dry gravel walk on this adorable winter morning, waiting cheerfully for his desired breakfast. Now and then he would break into a nimble trot for fifty paces, or even give a little skip in the air as a child does, from the sheer exhilaration of his pulses. His thoughts, too, must have been as sparkling as the morning itself, as brisk and cheery as his own physical economy, for from time to time he would troll out a bar or two of some lusty song, or stop to chirrup with pursed lips to the stiff, half-frozen birds, and his pleasant, close-shaven face was continually wreathed in smiles. Here was one at least in whom old age had brought no spell of freezing to laggard blood, no dulling of that zest of life which is so often and so erroneously considered as an attribute of youth only; life was still immensely enjoyable, and all things were delightful to his sympathetic eye.