There is no 'class' on these boats; there is no 'class' on the elevated railway; there is no 'class' on the electric cars. Millionaires in Long Island, in consequence, have the privilege of enjoying the same discomforts as other people, and even Lewis S., who could have bought up the whole system of electric cars, overhead railway, and ferry-boats (after a little judicious distribution of emoluments to the officials of New York City), habitually went by these unlovely conveyances, because there were no other. During his transit he once sent a cablegram buying, at any price, the whole dinner-service which had been used on the last occasion on which Marie Antoinette dined at Petit Trianon. It was extremely expensive, and, as he wrote, the drippings from the rain fell on to his cablegram form, for the boat was full. Subsequently he argued with the boot-boy who had blacked his boots, but gave in when the boy produced his tariff-card. And Democracy, the spirit of his fellow-passengers, sympathized in the main with him.

Once arrived on Long Island, a walk of a hundred yards or so leads to the ticket-office. Those hundred yards are uncovered, however; but since people who live on Long Island must pass them in order to get into the Delectable City, there is no reason why the railroad or the ferry-boat company should offer conveniences in the way of shelter to their passengers. Given competition, any line would vie with the others in mirrors and gilded furniture; but if there is none, why on earth spend a penny? Not a passenger the less will travel because the mode of transit is bestial. Thus, common-sense, as usual, emerges triumphant.

For the purpose of this narrative, the low-lying swamp and companies of jerry-built houses that cluster round the various stations on the line may be disregarded, and after half an hour's travelling the train emerges into a very pleasant land. There are no high uplands to dwarf the immediate landscape, but there are trees of tolerable growth and slim presence to add distinction to it. Underneath these trees, as the train nears Port Washington, grow high clumps of purple Michaelmas daisies, now, in September, full of bursting bud, and the temperate sea-winds give a vividness of colour to the prevailing green, which reminds foreigners of the Devon sea-coast.

Mrs. Palmer's new-built house stood on a charming hill-top some mile or so beyond the station. The site had been occupied till a few years before by a delightful bungalow structure, built of wood, with shingled walls, and surrounded on all sides by deep, shady verandas. The wood in those days came right up to the house on two sides, and was just lopped of its topmost branches on a third, so that where the ground fell away rapidly from the house a charming glimpse of the dim blue sound could be seen framed in sky and tree-tops, while the fourth side was open, the house-front giving on to a broad lawn of velvety turf which changed into rougher meadow-land in the middle distance, while over distant tree-tops and a wash of green country the gray smoke of New York sat on the horizon. The house, in fact, had been like a hundred other houses on Long Island, not perhaps very pretty, still less beautiful, but not without a certain haphazard picturesqueness about it, restful and unpretending, and most eminently adapted for the purpose of affording to the brain-heated business man a draught of coolness and greenness. Moreover, it had expressed somehow the genius of the place; its woods, not huge nor of magnificent trees, but of pleasant growth, always sounded in whispers through the rooms; and even as the greatest heats of summer came tempered by the passage of the winds through the filter of the woodlands, so, one would have thought, the fever of New York was abated here, even as the smoke of the city was but a gray tache on the horizon. It had, as all houses should, been in tune with the pleasant, mediocre charm of the island, even as the chateaux on the Loire express the broad grandeur and classical formality of the landscape, as the big houses of England are in the scale of their huge timbered parks, and, for that matter, as the county gaol expresses the security which His Majesty kindly affords to the criminal classes.

But within the last few years the whole place had been completely changed, and it was no longer the genius of Long Island, but the genius of mushroom wealth, that crowned the hill-top. For a quarter of a mile on every side round the house the trees had been felled and their roots dynamited, and huge lawns spread their green carpets in the most ample expanses. Four-square in the centre stood the immense house of gray stone, copied largely from one of the Valois chateaux in the South of France, but with various protuberances, in the shape of a theatre, a swimming-bath, and a tennis-court, grafted on to it. A carriage-drive lay in long curves like a flicked whip-lash, surmounting terrace after terrace set with nugatory nudities, till it reached the lead-roofed portico at the front, where two great Græco-Roman candelabra of Parian marble stood one on each side of the door, pierced for gas, and crowned by large glass globes. To the north lay the Italian garden, all laurels and tessellated pavement, cypresses and statuary, fountains and flower-beds. To the west were the tennis and croquet lawns, and to the south, where the ground in old days had fallen tumbling towards the sea, it had been built up with thousands of tons of earth and faced with masonry, so that from the edge of the terrace one looked down on to the topmost fans of the waving trees. Heavy gilded vanes crowned the lead roofs, and high over the central dome of the building a flag-staff displayed Mrs. Palmer's very original device—Love caught in a rose-bush—to the airs of heaven. Round the extreme edge of the terrace ran the bicycle track, on which Lewis S. Palmer did his ten miles a day, with black hatred in his heart of this extraordinary waste of time.

The estate, which was of great extent, and produced nothing whatever, since, to Mrs. Palmer's way of thinking, to live on an estate which produced anything was of the nature of keeping a shop, was all pressed into the amiable service of providing entertainment for the guests, and of showing the wondering world a specimen of the delectable life. For several miles the road through the woods had been run in artfully contrived gradients, carried on struts over too precipitous ravines, and quarried through cuttings to avoid undesirable steepnesses. The sides of the cuttings were admirably planted, and creepers and ivy covered the balustrades of the bridges. A golf-course, smooth as a billiard-table, and not too heavily bunkered, lay near the house, and Mrs. Palmer had tried a most original experiment last year of stocking the woods with all sorts of game, to provide mixed shooting for a couple of parties in the autumn. This had not been wholly a success, for the deer she had turned out were so tame that they gazed in timid welcome at the shooters, probably expecting to be fed, till they fell riddled with bullets, while the pheasants were so wild that nobody could touch a tail-feather. But the costume of the chasseurs—green velvet, very Robin-Hoody—had been most tasteful, and she herself, armed with a tiny pea-rifle and dressed in decent imitation of Atalanta, had shot a roebuck and a beater, the latter happily not fatally.

From the centre of the terrace on the east, which had been brought over entire from a needy Italian palace, a broad flight of steps of rose-coloured marble led down to the sea. A small breakwater was sufficient to provide station and anchorage for the two steam-yachts and smaller pleasure-boats, but otherwise the shore had not been meddled with. There was a charming beach of sand, and a little further on a fringe of seaweed-covered rock-pools. Behind this was a small natural lagoon in a depression in the sandy foreshore, some half-acre in extent, fed by a stream that came down through the woods, but brackish through the infiltration of the salt water. This that highly original woman had chosen to be the scene of the fête which was to astonish society next week; but the secret had been well kept, and no one except Reggie Armstrong knew the precise details of the new surprise. For a fortnight or so, however, it was common knowledge that a great many large pans wrapped in tarpaulin had been arriving, and the shore had been populous with men who plied some sort of bare-legged avocation, which implied wading in the lagoon. But the foreman of the company who was executing Mrs. Palmer's orders had received notice that if any word of what was being done leaked out or reached the papers, at that moment all work would be suspended, and the firm would never have another order from her. She herself, sometimes alone, sometimes with Reggie, inspected the work; otherwise no one was allowed near the place. The yachts of her dearest friends, it is true, constantly passed and repassed up the sound, and many were the opera-glasses levelled at the shore; but what the bare-legged men were doing baffled conjecture and the best glasses.

The house inside was, with the exception of one small suite, of the most sumptuous description. A huge hall, paved with marble, and covered as to its walls with superb wood-work of Grinling Gibbons, occupied the centre of the ground-floor, and en suite round it were the rooms for entertaining. Ping-pong being at this moment fashionable, it was to be expected that almost every room had its table, and it was curious to see the hideous little black board on its cheap trestle legs occupying the centre of the great French drawing-room. Old rose-coloured satin was stretched on the walls, an immense Aubusson carpet covered the floor. All the furniture was gems of the early Empire style; the big ormolu clock was by Vernier; great Dresden parrots in gilt mounts held the shaded electric lights, and a statuette by Clodion stood on the Queen's escritoire from the Tuileries. One side of the square block of house was entirely occupied by the picture-gallery, which contained some extremely fine specimens of the great English portrait-school, a few dubious old masters, some good Lancrets, and several very valuable pictures by that very bright young American artist, Sam Wallace. These, as all the world knows, represent scenes from the ballet and such subjects, and he is supposed to have a prodigious eye for colour. Here, too, of course, was an unrivalled place for ping-pong, and Mrs. Palmer had caused to be made a very large court, so that four people could play together. Great grave English footmen, when the game was in progress, were stationed at each end to pick up the balls, and hand them on silver salvers to the server; and they had rather a busy time of it, for the majority of Mrs. Palmer's guests found a difficulty in inducing the ball to go anywhere near the table. But they found it very amusing, and it produced shrieks of senseless laughter.

An observant man might have noticed in a dark corner of the hall a small green baize door. It was in shadow of the staircase, and might easily have escaped him altogether; but if he noticed it, it would have struck him as odd that this plain baize door, with three brass initials on it—L. S. P.—should find a place in this magnificence. If it had only been L. S. D., it would have been quite in place, and might have been taken to be the shrine of the tutelary god of the place. Shrine indeed it was, and the tutelary god sat within; for the initials were those of Mrs. Palmer's husband.

It was a perfectly plain, bare room, with drugget on the floor, an almanac hung near the fireplace, a large table stood in the centre of the room, on which were piles of papers, apparatus for writing, and usually a glass of milk. From the door to the right there came the subdued tickings of telegraph apparatus; near that door sat a young man on a plain wooden chair, and at the table sat a small, gray-haired man, very thin and spare, with bushy eyebrows which frowned over his work. From time to time he would throw on to the floor a scrap of paper. Then the young man would get up noiselessly, pick it up, and go through with it into the room from which came the tickings of the telegraph. Then he would return and sit down again. Occasionally a muffled knock would come at the same door, upon which he would rise and take a paper which was handed him, and lay it quite close to the right hand of the man who sat at the table, who either crumpled it up after reading it or wrote something in reply. These answers and messages were all written on small scraps of paper measuring about three inches by one; there was a pile of them always ready by his left hand. A telephone also stood on this table which rang very constantly. Then the man at the table would, as if automatically, place the receiver at his ear and listen, sometimes not even looking up from his writing, and often replacing the instrument without a word. More rarely he looked up, and he would say a few words—'Yes, yes,' 'No, certainly not,' 'Very well, buy,' or 'Sell at once.'