'I don't believe in letting money lie idle. Father always says it's bad business.'

'They give interest at the bank, don't they?' Dora said.

'Yes; tuppence a year, or some rot like that! We ought to go into trade with it, and try to make more of it. That's what we ought to do.'

'If it's Miss Sandal's money, do you think we ought to do anything with it without asking her?'

'It isn't hers till she's got it, and it is hers because it's not ours to spend. I think we're—what is it?—in loco parentis to that two quid, because anyone can see poor Miss Sandal doesn't know how to manage her money. And it will be much better if we give her ten pounds than just two.'

This is how Dicky argued.

We were sitting on the sands when this council took place, and Alice said, 'Suppose we bought a shrimping-net, and sold shrimps from our window in red handkerchiefs and white French caps.' But we asked her how she would like going into the sea nearly up to her neck in all weathers, and she had to own she had not thought of that. Besides, shrimps are so beastly cheap—more than you can eat for twopence.

The conversation was not interesting to anyone but Dicky, because we did not then believe we could do it, though later we thought differently. But I dare say we should have gone on with it just out of politeness to him, only at this moment we saw a coastguard, who is a great friend of ours, waving to us from the sea-wall. So we went up. And he said:

'You take my tip and cut along home. There's something come for you.'

'Perhaps it's heaps of things, like I said, to eat with the plain living,' said H. O.