"I should like to know who you are," he said, "and what your name is."

"It is a reasonable curiosity," the man answered. "My name is Fardell, Richard Fardell, and I am a retired bookmaker."

"A bookmaker!" Mannering repeated, incredulously.

"Precisely. I should imagine from what I know of you, Mr. Mannering, that my occupation, or rather my late occupation, is not one which would appeal to you favourably. Very likely not! I don't see why it should myself. But at any rate, it taught me a lot about my fellow men. I did my business in shillings and half-crowns, you see. Did it with the working classes, the sort who used to go to a race-meeting for a jaunt, and just have a bit on for the sake of the sport. Took their missus generally, and made a holiday of it, and if they lost they'd grin and come and chaff me, and if they won they'd spend the money like lords. I made money, of course, bought houses, and made a lot more. Then business fell off. I didn't seem to meet with that cheerful holiday-making crew at any of the meetings up in the North, and I got sick of it. You see, I'd made sort of friends with them. They all knew Dicky Fardell, and I knew hundreds of 'em by sight. They'd come and mob me to stand 'em a drink when the wrong horse won, and I can tell you I never refused. They were always good-tempered, real sports to the backbone, and I tell you I was fond of 'em. And then they left off coming. I couldn't understand it at first. The one or two who came talked of bad trade, and when I asked after their pals they shook their heads. They betted in shillings instead of half-crowns, and I didn't like the look of their faces when they lost. I tell you, it got so at last that I used to watch for the horse they'd put their bit on to win, and feel kind o' sick when it didn't. You can imagine I couldn't stand that sort of thing long. I chucked it, and I went to look for my pals. I wanted to find out what had become of them."

Mannering looked at him curiously.

"You found, I hope," he said, drily, "that the British workman had discovered a better investment for his shillings and half-crowns than the race-course."

Mr. Richard Fardell smiled pleasantly, but tolerantly.

"It's clear," he said, "that you, meaning no offence, Mr. Mannering, know nothing about the British workman. Whatever else he may be, he's a sportsman. He'll look after his wife and kids as well as the best of them, but he'll have his bit of sport so long as he's got a copper in his pocket. When he didn't come I put my kit on one side and went to look for him. I went, mind you, as his friend, and knowing a bit about him. And what I found has made a changed man of me."

Mannering nodded.

"I am afraid things are bad up in the North," he said. "You mustn't think that we people who are responsible for the laws of the country ignore this, Mr. Fardell. It is a very anxious time indeed with all of us. Still, I presume you study the monthly trade returns. Some industries seem prosperous enough."