"It's early yet," Mr. Bundercombe declared genially. "Let's sit down. Tell me a little about English business. It interests me. You bought those Chilean bonds all right, I see. They are up an eighth to-night."

"A good purchase, Mr. Bundercombe," Mr. Harding assured him; "a very good purchase! After all, though, there's not much money to be made out of those government things. Now we've a little affair of our own—what do you say, Densmore?" he broke off, looking toward his partner. "We could afford to let Mr. Bundercombe come in a little way with us, I think?"

Mr. Densmore nodded.

"Not more than five," he said warningly. "Remember what you promised the
Rothschild people."

Mr. Harding nodded and crossed his knees. He lit a cigar from the box Mr.
Bundercombe passed round.

"This sounds interesting!" the latter remarked. "I dare say Mr. Walmsley, too, has a little spare money for investment."

Mr. Densmore sighed, though his eyes were brightening.

"It's too good a thing," he explained confidentially, "to let the world into. Between ourselves, there's a fortune in it, and we want to keep it among our friends."

He drew a dummy prospectus from his vest pocket and began a long-winded recital of some figures in which I was not particularly interested. Mr. Bundercombe, however, appeared to be greatly impressed by what he heard.

"Gentlemen," he said, "there's just one little thing: American business methods and English are different in one respect. In my country we've got a sort of official guide that tells us exactly whom we are dealing with and what their means are. Now I know you are good fellows and it seems to me I'll be glad to go into this little affair with you; but we are strangers financially, aren't we? Now if you were Americans I should say to you: 'What's your rating?' and you'd tell me, because you'd know that I could look it up in a business guide in ten minutes."