"I once knew a man who spent many days and nights alone in his room, keeping a bank and punting against himself; this man was, according to my way of thinking, a genuine player. Others have nothing but gain before their eyes, and look upon play as a means to getting rich speedily. This class the Chevalier joined, thus once more establishing the truth of the saying that the real deeper inclination for play must lie in the individual nature--must be born in it. And for this reason he soon found the sphere of activity to which the punter is confined too narrow. With the very large sum of money that he had won by gambling he established a bank of his own; and in this enterprise fortune favoured him to such an extent that within a short time his bank was the richest in all Paris. And agreeably to the nature of the case, the largest proportion of players flocked to him, the richest and luckiest banker.
"The heartless, demoralising life of a gambler soon blotted out all those advantages, as well mental as physical, which had formerly secured to the Chevalier people's affection and esteem. He ceased to be a faithful friend, a cheerful, easy guest in society, a chivalrous and gallant admirer of the fair sex. Extinguished was all his taste for science and art, and gone all striving to advance along the road to sound knowledge. Upon his deathly pale countenance, and in his gloomy eyes, where a dim, restless fire gleamed, was to be read the full expression of the extremely baneful passion in whose toils he was entangled. It was not fondness for play, no, it was the most abominable avarice which had been enkindled in his soul by Satan himself. In a single word, he was the most finished specimen of a faro-banker that may be seen anywhere.
"One night Fortune was less favourable to the Chevalier than usual, although he suffered no loss of any consequence. Then a little thin old man, meanly clad, and almost repulsive to look at, approached the table, drew a card with a trembling hand, and placed a gold piece upon it. Several of the players looked up at the old man at first greatly astonished, but after that they treated him with provoking contempt. Nevertheless his face never moved a muscle, far less did he utter a single word of complaint.
"The old man lost; he lost one stake after another; but the higher his losses rose the more pleased the other players got. And at last, when the new-comer, who continued to double his stake every time, placed five hundred Louis d'or at once upon a card and this the very next moment turned up on the losing side, one of the other players cried with a laugh, 'Good-luck, Signor Vertua, good-luck! Don't lose heart. Go on staking; you look to me as if you would finish with breaking the bank through your immense winnings.' The old man shot a basilisk-like look upon the mocker and hurried away, but only to return at the end of half an hour with his pockets full of gold. In the last taille he was, however, obliged to cease playing, since he had again lost all the money he had brought back with him.
"This scornful and contemptuous treatment of the old man had excessively annoyed the Chevalier, for in spite of all his abominable practices, he yet insisted on certain rules of good behaviour being observed at his table. And so on the conclusion of the game, when Signor Vertua had taken his departure, the Chevalier felt he had sufficient grounds to speak a serious word or two to the mocker, as well as to one or two other players whose contemptuous treatment of the old man had been most conspicuous, and whom the Chevalier had bidden stay behind for this purpose.
"'Ah! but, Chevalier,' cried one of them, 'you don't know old Francesco Vertua, or else you would have no fault to find with us and our behaviour towards him; you would rather approve of it. For let me tell you that this Vertua, a Neapolitan by birth, who has been fifteen years in Paris, is the meanest, dirtiest, most pestilent miser and usurer who can be found anywhere. He is a stranger to every human feeling; if he saw his own brother writhing at his feet in the agonies of death, it would be an utter waste of pains to try to entice a single Louis d'or from him, even if it were to save his brother's life. He has a heavy burden of curses and imprecations to bear, which have been showered down upon him by a multitude of men, nay, by entire families, who have been plunged into the deepest distress through his diabolical speculations. He is hated like poison by all who know him; everybody wishes that vengeance may overtake him for all the evil that he has done, and that it may put an end to his career of iniquity. He has never played before, at least since he has been in Paris; and so from all this you need not wonder at our being so greatly astounded when the old skin-flint appeared at your table. And for the same reasons we were, of course, pleased at the old fellow's serious losses, for it would have been hard, very hard, if the old rascal had been favoured by Fortune. It is only too certain. Chevalier, that the old fool has been deluded by the riches of your bank. He came intending to pluck you and has lost his own feathers. But yet it completely puzzles me how Vertua could act thus in a way so opposite to the true character of a miser, and could bring himself to play so high. Ah! well--you'll see he will not come again; we are now quit of him.'
"But this opinion proved to be far from correct, for on the very next night Vertua presented himself at the Chevalier's bank again, and staked and lost much more heavily than on the night preceding. But he preserved a calm demeanour through it all; he even smiled at times with a sort of bitter irony, as though foreseeing how soon things would be totally changed. But during each of the succeeding nights the old man's losses increased like a glacier at a greater and greater rate, till at last it was calculated that he had paid over thirty thousand Louis d'or to the bank. Finally he entered the hall one evening, long after play had begun, with a deathly pale face and troubled looks, and took up his post at some distance from the table, his eyes riveted in a set stare upon the cards which the Chevalier successively drew. At last, just as the Chevalier had shuffled the cards, had had them cut and was about to begin the taille, the old man cried in such a harsh grating voice, 'Stop!' that everybody looked round well-nigh dismayed. Then, forcing his way to the table close up to the Chevalier, he said in his ear, speaking in a hoarse voice, 'Chevalier, my house in the Rue St. Honoré, together with all the furniture and all the gold and silver and all the jewels I possess, are valued at eighty thousand francs, will you accept the stake?' 'Very good,' replied the Chevalier coldly, without looking round at the old man; and he began the taille.
"'The queen,' said Vertua; and at the next draw the queen had lost. The old man reeled back from the table and leaned against the wall motionless and paralysed, like a rigid stone statue. Nobody troubled himself any further about him.
"Play was over for the night; the players were dispersing; the Chevalier and his croupiers[4] were packing away in the strong box the gold he had won. Then old Vertua staggered like a ghost out of the corner towards the Chevalier and addressed him in a hoarse, hollow voice, 'Yet a word with you, Chevalier,--only a single word.'
"'Well, what is it?' replied the Chevalier, withdrawing the key from the lock of the strong box and measuring the old man from head to foot with a look of contempt.