"Oh, is that good?"

"Well, there's hardly a fellow of my age in any bank that's got to a responsible position like that, in the time I have. I bet you a shilling there isn't."

"Well, I can't afford to bet a shilling on it."

"No, of course not; I didn't mean that. What I mean—"

"I understand what you mean," said Sally. A sense of humour might have gone far to save him at that moment. She accredited it against him that he had none. "You might just as well have bet ten pounds," she added with a smile, "and I should have known what you meant. Ten pounds always sounds better than a shilling—even in that sort of—of—transaction."

"Ah, you're only joking," said he.

"No, I'm not," she replied. "I'm quite serious. I like the sound of ten pounds better. There's a nice ring of bravado about it. A shilling seems so mean."

For a few moments he was silenced by the weight of her incomprehensibleness. Such a moment comes at all times to every man, whatever his dealings with a woman may be. Mr. Arthur stood leaning on the railing, looking out at the black water and thinking how little she understood of the seriousness of his position, or the meaning that such an uplifting of his financial status conveyed to a man. She did not even know what he was about to propose. It would steady her considerably when she heard that; she would be less flippant then. Out of the corners of his eyes, he watched her face—the little, round, childish face almost perfect in outline—the gentle force, petulance almost, in the shapely chin, and the lips—tantalizing—they looked so innocent. In another few moments he would be kissing those lips; in another few moments he would be feeling the warmth of that hand that lay idly over the railing. He wondered if he were really wise. Was he being carried away by the first flush of triumph which his success had brought him? There was time to draw back yet.

"Well," she said, "was that what you were going to tell me?"

He turned round and met her look; his eyes wandered over her face. Those lips—they were indescribably alluring. It seemed impossible to give up the delight of kissing them; yet, of course, that was foolish, that was weak. He was not going to let the whole of his life hang upon a momentary desire like that. If she did not appeal to him in other ways, if he did not find admiration for her character, respect for her numerous good qualities, he would certainly not be so wanting in control as to let a passing inclination sway him to a momentous decision. He recounted those good qualities to himself reassuringly. Her innocence, her gentleness, her apparent willingness to be led by any one stronger than herself. Mr. Arthur dwelt long on that. That was a distinctly promising characteristic. He would consider that essential in any woman whom he thought to make his wife. Then she was demonstrative. He had often seen her show signs of deep affection to Miss Hallard. At the moment, that seemed a very necessary quality too. He felt just then that a little demonstration of affection on her part—if she put her hand in his, or leant her head up against his shoulder—would make him intensely happy. And those lips! He half closed his eyes and his hand shook.