"And you really and truly believe that you would like to become a married man and have a small house and go home every evening to dinner and play cricket only on Saturdays? You would look upon that as the perfect life?"

"Absolutely," said Toby.

"Very well then," said Ben, "you must act accordingly. You must remember those old fairy-tales we used to read, where the woodcutter's son, or whoever it was, had to perform all kinds of difficult tasks before he could win the princess. Your task is, as quickly as possible, to go into some business and make yourself indispensable. So far as I can see, all that Oxford has done for you, if you are to make money, is to give you an agreeable accent and nice cool manners. I fancy it's the times you've played truant in London or were at home in the vacations that have really been most useful. You couldn't learn at Oxford to order dinner."

"But what am I to do?" Toby asked. "That's the question. The governor wants me to go into Uncle Arthur's office in the city. But what's the good of that? He's got three partners as it is, all with sons. It would be years before I got a footing there."

"No," said Ben. "I shouldn't vote for that. You'd simply loaf and gamble. I'll talk to father about it."

"It's a pity you stopped me betting," said Toby. "If you hadn't, I should be rich to-day. That priceless boy of yours gave me a tip for a 100 to 8 winner, but I didn't do it. He's a marvel. He knows the whole thing—trainers, jockeys, pedigrees, courses—and he hears things too. Your friend Harford follows his advice like a baby."

"You promised," said Ben.

"I know," said Toby, "and I'll stick to it; but I think it was a mistake."

"No," said Ben, "it wasn't. But, anyway, we'll forget it and concentrate on the future. I'll go and see father first. After all, it's his job to see that you are started in something, and meanwhile don't be depressed. You ought to be proud to be put on your mettle for a girl like Vi. It makes a knight of you! You'll be happier now, won't you?"