They lunched at Crosby Hall. Harry took little because he meant to pay. Lowndes, however, would not hear of that, and Harry had to give way on the point, little as he liked doing so in the circumstances. They then left the place arm-in-arm, but in the street Lowndes withdrew his hand and held it out.

"I won't drag you out of your way again," said he, "especially as I have a lot of letters to write this afternoon. Good-day to you, Ringrose."

"You forget my bag," said Harry, smiling.

"What about it?"

"I left it in your office."

"In my office? To be sure, so you did. And now I think of it, I've got something to say to you about your bag."

Harry wondered what. Evidently it was something he preferred not to say in the street, for Lowndes strode along with a square jaw and a face frowning with thought. Backhouse was at the desk. Lowndes put down sixpence and told him to buy himself an irregular. Backhouse limped out, shutting the door, and they were alone. Harry could not see his bag.

"Ringrose," said Lowndes, "I've stood by you and yours in the day of battle, and now it's your turn to stand by me and mine. You can't conceive what a hole we've been in. Not a penny piece in the house down yonder—not a crust—not a bone. I came in this morning to raise a few shillings by hook or crook, and I brought in my daughter so as to send her back with enough to buy the bare necessary. I tried Bacchus, but he swears he's getting his drinks on tick. I tried the caretaker, but I've stuck her so often that she wouldn't be stuck again. I knew it was no use trying you, Ringrose, yet I knew you would want to help me, so I'll tell you what I've done. I've run in that bag of yours along with my dress-suit."

"You didn't pawn it?"

"Certainly I did."