"The works look the same as ever," groaned Harry, as he gazed out on them once more. "I thought they seemed to be doing so splendidly, with all four furnaces in blast."

"They are doing better than for some years past: iron's looking up: the creditors may get their money back yet."

"Thank God for that!"

Lowndes opened his eyes, and the sharp nose twitched amusement.

"If I were in your place that would be the worst part of all. I have no sympathy with creditors as a class."

"I want to be even with them," said Harry through his teeth. "I will be, too, before I die: with every man of them. Hallo! why, this is a first-class carriage! How does that happen? I never looked where we got in; I followed you."

"And I chose that we should travel first."

"But I can't, I won't!" cried Harry, excitedly. "It was monstrous of me last night, but it would be criminal this morning. You sit where you are. I can change into a third at the next station."

"I have a first-class ticket for you," rejoined Lowndes. "You may as well make use of it."

"But when shall I pay you back?"