A little bald man had planted himself on the hearthrug, where he stood trembling like a terrier on the leash, in an attitude of indescribable truculence and determination.

"Good evening, young lady!" cried he, in a tone so insolent that Harry longed to assault him on the spot.

"Good evening, Mr. Huxtable. Do you wish to speak to me?"

"No, thank you, miss. Not this time. I've spoken to you often enough and nothing's come of it. To-night I mean to see your pa. 'E's not come 'ome yet, 'asn't 'e? Then 'ere I stick till 'e does."

"May I ask what you want with him?"

"May you arst?" roared Mr. Huxtable. "I like that, I'm blessed if I don't! Oh, yes, you may arst, young lady, and you may pretend you don't know; and much good it'll do you! I want my money; that's what I want. Thirty-eight pound seventeen shillings and fourpence for butcher-meat delivered at this 'ere 'ouse—that's all I want! If you've got it 'andy, well and good; and if 'e's got it 'andy when 'e comes in, well and good again, for 'ere I wait; but if not, I'll county-court 'im to-morrow, and there's plenty more'll follow my example. It's a perfect scandal the way this 'ouse is conducted. Not a coal or a spud, let alone a bit o' meat, are you known to 'ave paid for this blessed year. It's all over Richmond, and for my part I'm sick of it. I've been put off and put off but I won't be put off no more. 'Ere I stick till 'is nibs comes in."

During the first half of this harangue—considerably lengthened by pauses during which the tradesman gasped for breath and seemed once or twice on the verge of apoplexy—Harry Ringrose was on the horns of a dilemma in the hall. One moment he was within an ace of rushing in and ejecting the fellow on his own responsibility, and the next he felt it better to spare his new friend's feelings by making his own escape. But the butcher had only partly said his say when a latch-key grated in the door, and Gordon Lowndes entered in time to overhear the most impertinent part. Shutting the door softly behind him, he stood listening on the mat, with his head on one side and a very comical expression on his face. Harry had been tremulous with indignation. Lowndes merely shook with suppressed amusement; and, handing a heavy parcel to Harry, entered the room, as the tradesman ceased, in a perfect glow of good-humour and geniality.

"Ah! my dear Huxtable, how are you?" cried he. "Delighted to see you; only hope I haven't kept you very long. You must blame the Earl of Banff, not me; he kept me with him until after eight o'clock. Not a word, my dear sir—not one syllable! I know exactly what you are going to say, and don't wonder at your wishing to see me personally. My dear Huxtable, I sympathise with you from my soul! How much is it? Thirty or forty pounds, eh? Upon my word it's too bad! But there again the Earl of Banff's to blame, and I've a very good mind to let you send in your account to him. His Lordship has been standing between me and a million of money all this year, but he won't do so much longer. I think I've brought him to reason at last. My good Mr. Huxtable, we're on the eve of the greatest success in modern finance. The papers will be full of it in about a week's time, and I shall be a rich man. But meanwhile I'm a poor one—I've put my all on it—I've put my shirt on it—and I'm a much poorer man than ever you were, Huxtable. Poor men should hang together, shouldn't they? Then stand by me another week, and I give you my word I'll stand by you. I'll pay you thirty shillings in the pound! Fanny, my dear, write Mr. Huxtable an IOU for half as much again as we owe him; and let him county-court me for that if he doesn't get it before he's many days older!"

Mr. Huxtable had made several ineffectual attempts to speak; now he was left without a word. Less satisfied than bewildered, he put the IOU in his pocket and was easily induced to accept a couple of the Earl of Banff's cigars before he went. Lowndes shook hands with him on the steps, and returned rubbing his own.

"My dear Ringrose," said he, "I'm truly sorry you should have come in for this little revelation of our res angusta, but I hope you will lay to heart the object-lesson I have given you in the treatment of that harmful and unnecessary class known as creditors. There are but two ways of treating them. One is to kick them out neck-and-crop, and the other you have just seen for yourself. But don't misunderstand me, Ringrose! I meant every word I said, and he shall have his thirty shillings in the pound. The noble Earl has been a difficult fish to play, but I think I've landed him this time. Yes, my boy, you'll be drawing your three hundred a year, and I my thirty thousand, before midsummer; but I'll tell you all about it after supper. Why, bless my soul, that's the supper you've got in your hands, Ringrose! Take it from him, Fanny, and dish it up, for I'm as hungry as a coach-load of hunters, and I've no doubt Ringrose is the same."