But Mr. White was not rich. His salary and his dividends were absorbed by a mysterious agency which called itself the Union Jack Investment and Mortgage Corporation, which paid premiums on Mr. White's heavy life insurance and collected the whole or nearly the whole of his income. His secret, well guarded as it was, need be no secret to the reader. Mr. White, who had never touched a playing-card in his life and who grew apoplectic at the sin and shame of playing the races, was an inveterate gambler. His passion was for Sunken Treasure Syndicates, formed to recover golden ingots from ships of the Spanish Armada; for companies that set forth to harness the horse-power of the sea to the services of commerce; for optimistic companies that discovered radium mines in the Ural Mountains—anything which promised a steady three hundred per cent. per annum on an initial investment had an irresistible attraction for Mr. White, who argued that some day something would really fulfil expectations and his losses would be recovered.
In the meantime he was in the hands of Moss Ibramovitch, trading as the Union Jack Investment and Mortgage Corporation, licensed and registered as a moneylender according to law. And being in the hands of this gentleman, was much less satisfactory and infinitely more expensive than being in the hands of the bankruptcy officials.
In the evening of the day Oliva Cresswell had started working for her new employer, Mr. White stalked forth from his gloomy house and his departure was watched by the two tough females who kept house for him, with every pleasure. He strutted eastward swinging his umbrella, his head well back, his eyes half-closed, his massive waistcoat curving regally. His silk hat was pushed back from his forehead and the pince-nez he carried, but so seldom wore, swung from the cord he held before him in that dead-mouse manner which important men affect.
He had often been mistaken for a Fellow of the Royal Society, so learned and detached was his bearing. Yet no speculation upon the origin of species or the function of the nebulæ filled his mind.
At a moment of great stress and distraction, Dr. van Heerden had arisen above his horizon, and there was something in Dr. van Heerden's manner which inspired confidence and respect. They had met by accident at a meeting held to liquidate the Shining Strand Alluvial Gold Mining Company—a concern which had started forth in the happiest circumstances to extract the fabulous riches which had been discovered by an American philanthropist (he is now selling Real Estate by correspondence) on a Southern Pacific island.
Van Heerden was not a shareholder, but he was intensely interested in the kind of people who subscribe for shares in Dreamland Gold mines. Mr. White had attended incognito—his shares were held in the name of his lawyer, who was thinking seriously of building an annex to hold the unprofitable scrip.
Mr. White was gratified to discover a kindred soul who believed in this kind of speculation.
It was to the doctor's apartment that he was now walking. That gentleman met him in the entrance and accompanied him to his room. There was a light in the fanlight of Oliva's flat, for she had brought some of her work home to finish, but Mr. Beale's flat was dark.
This the doctor noted before he closed his own door, and switched on the light.
"Well, White, have you made up your mind?" he demanded without preliminary.