A business letter should always go straight to the point.
A note of apology should be direct, and say but the one thing which is its subject.
A note asking a favor should do it simply and without unnecessary preamble. The sense of freedom or intimacy which permits one to ask a favor, should be great enough to obviate the necessity of long explanation, which seems like coaxing.
The refusal of a request requires tact, and may necessitate less directness than courteous explanation: but it should not be so extended as to be apologetic.
A letter of thanks is difficult, but too great effusiveness is as disgusting as too great abruptness is unsatisfactory. The elusive but happy medium is the work of the socially well-trained.
Paper
The grade of paper used is a matter of no small moment. Some people affect a fastidiousness in color and quality quite out of keeping with the purpose to which the paper is to be put. Others affect an opposite slovenliness, which shows equal disregard of use and effectiveness.
A good quality of paper is essential to elegance. Plain white or cream white paper, unlined, with either rough or smooth finish, is always correct, and is the only kind for formal social correspondence. For more intimate letters ladies sometimes use a pale blue, delicate pearl-gray, light lavender or heliotrope, or a Colonial buff. There has lately been imported the style of an envelope with lining of another color and paper to match, in a variety of bright tints and striking designs. These styles, even in the daintier variations of them, appeal only to the younger members of the "smart set." Gentlemen never use any but white stationery.
Correspondence cards are a great convenience for the very shortest of messages, where even the small note paper is too large. They are to social letter writing what the postal is in business. They, like the postal, should be used only for brief messages of no special importance, or for notifications.
It is a matter of taste and of expense to have one's monogram or home address engraved at the top of choice note paper or letter paper. This may be in gilt, silver, or colors.