"How then do you get it?" asked his friend.

"After a while," was the answer, "I conclude he is not a gentleman, and then I ask him."

This reasoning will apply in case of lending other things as well as money.

When we lend we should do so with cordial politeness and not spoil the favor by the half-hearted way in which we offer or grant it; but borrowing should be regarded as a necessary evil, to be resorted to only when it cannot well be avoided. The habitual borrower is a burden to society.


Young Folks' History of the United States

By Thomas Wentworth Higginson. Illustrated. $1.50.

The story of our country in the most reliable and interesting form. As a story-book it easily leads all other American history stories in interest, while as a text-book for the study of history it is universally admitted to be the best.