private state > private condition, personal life

3 Who swelling sails in Caspian Sea does cross,

Who > [Whoever, he who] cross > hoist, set in position

4 And in frail wood on Adrian Gulf does fleet,

Adrian Gulf > (The Adriatic Sea, which, like the Caspian, was notoriously stormy) fleet > float; sail

5 Does not, I ween, so many evils meet."

ween > think

6 Then Mammon, waxing wroth, "And why then," said,

waxing > growing, becoming

7 "Are mortal men so fond and undiscreet,