Here Mr. Harum turned on his stool, put his right hand into his sack-coat pocket, extracted therefrom part of a paper of "Maple Dew," and replenished his left cheek with an ample wad of "fine-cut." John took advantage of the break to head off what he had reason to fear might turn into a lengthy digression from the matter in hand by saying, "I beg pardon, but how does it happen that Mrs. Cullom is in such circumstances? Has the family all died out?"

"Wa'al," said David, "they're most on 'em dead, all on 'em, in fact, except the widdo's son Charley, but as fur's the family's concerned, it more 'n died out—it gin out! 'D ye ever hear of Jim Wheton's calf? Wa'al, Jim brought three or four veals into town one spring to sell. Dick Larrabee used to peddle meat them days. Dick looked 'em over an' says, 'Look here, Jim,' he says, 'I guess you got a "deakin" in that lot,' he says. 'I dunno what you mean,' says Jim. 'Yes, ye do, goll darn ye!' says Dick, 'yes, ye do. You didn't never kill that calf, an' you know it. That calf died, that's what that calf done. Come, now, own up,' he says. 'Wa'al,' says Jim, 'I didn't kill it, an' it didn't die nuther—it jes' kind o' gin out.'"

John joined in the laugh with which the narrator rewarded his own effort, and David went on: "Yes, sir, they jes' petered out. Old Billy, Billy P.'s father, inher'tid all the prop'ty—never done a stroke of work in his life. He had a collige education, went to Europe, an' all that, an' before he was fifty year old he hardly ever come near the old place after he was growed up. The land was all farmed out on shares, an' his farmers mostly bamboozled him the hull time. He got consid'able income, of course, but as things went along and they found out how slack he was they kept bitin' off bigger chunks all the time, an' sometimes he didn't git even the core. But all the time when he wanted money—an' he wanted it putty often, I tell ye—the easiest way was to stick on a morgige; an' after a spell it got so 't he'd have to give a morgige to pay the int'rist on the other morgiges."

"But," said John, "was there nothing to the estate but land?"

"Oh, yes," said David, "old Billy's father left him some consid'able pers'nal, but after that was gone he went into the morgige bus'nis as I tell ye. He lived mostly up to Syrchester and around, an' when he got married he bought a place in Syrchester and lived there till Billy P. was about twelve or thirteen year old, an' he was about fifty. By that time he'd got 'bout to the end of his rope, an' the' wa'n't nothin' for it but to come back here to Homeville an' make the most o' what the' was left—an' that's what he done, let alone that he didn't make the most on't to any pertic'ler extent. Mis' Cullom, his wife, wa'n't no help to him. She was a city woman an' didn't take to the country no way, but when she died it broke old Billy up wus 'n ever. She peaked an' pined, an' died when Billy P. was about fifteen or so. Wa'al, Billy P. an' the old man wrastled along somehow, an' the boy went to collige fer a year or so. How they ever got along 's they did I dunno. The' was a story that some far-off relation left old Billy some money, an' I guess that an' what they got off'm what farms was left carried 'em along till Billy P. was twenty-five or so, an' then he up an' got married. That was the crownin' stroke," remarked David. "She was one o' the village girls—respectable folks, more 'n ordinary good lookin' an' high steppin', an' had had some schoolin'. But the old man was prouder 'n a cock-turkey, an' thought nobody wa'n't quite good enough fer Billy P., an' all along kind o' reckoned that he'd marry some money an' git a new start. But when he got married—on the quiet, you know, cause he knowed the old man would kick—wa'al, that killed the trick, an' the old man into the bargain. It took the gumption all out of him, an' he didn't live a year. Wa'al, sir, it was curious, but, 's I was told, putty much the hull village sided with the old man. The Culloms was kind o' kings in them days, an' folks wa'n't so one-man's-good's-anotherish as they be now. They thought Billy P. done wrong, though they didn't have nothin' to say 'gainst the girl neither—an' she's very much respected, Mis' Cullom is, an' as fur's I'm concerned, I've alwus guessed she kept Billy P. goin' full as long 's any one could. But 't wa'n't no use—that is to say, the sure thing come to pass. He had a nom'nal title to a good deal o' prop'ty, but the equity in most on't if it had ben to be put up wa'n't enough to pay fer the papers. You see, the' ain't never ben no real cash value in farm prop'ty in these parts. The' ain't ben hardly a dozen changes in farm titles, 'cept by inher'tance or foreclosure, in thirty years. So Billy P. didn't make no effort. Int'rist's one o' them things that keeps right on nights an' Sundays. He jest had the deeds made out an' handed 'em over when the time came to settle. The' was some village lots though that was clear, that fetched him in some money from time to time until they was all gone but one, an' that's the one Mis' Cullom lives on now. It was consid'able more'n a lot—in fact, a putty sizable place. She thought the sun rose an' set where Billy P. was, but she took a crotchit in her head, and wouldn't ever sign no papers fer that, an' lucky fer him too. The' was a house on to it, an' he had a roof over his head anyway when he died six or seven years after he married, an' left her with a boy to raise. How she got along all them years till Charley got big enough to help, I swan! I don't know. She took in sewin' an' washin', an' went out to cook an' nurse, an' all that, but I reckon the' was now an' then times when they didn't overload their stomechs much, nor have to open the winders to cool off. But she held on to that prop'ty of her'n like a pup to a root. It was putty well out when Billy P. died, but the village has growed up to it. The's some good lots could be cut out on't, an' it backs up to the river where the current's enough to make a mighty good power fer a 'lectric light. I know some fellers that are talkin' of startin' a plant here, an' it ain't out o' sight that they'd pay a good price fer the river front, an' enough land to build on. Fact on't is, it's got to be a putty valu'ble piece o' prop'ty, more 'n she cal'lates on, I reckon."

Here Mr. Harum paused, pinching his chin with thumb and index finger, and mumbling his tobacco. John, who had listened with more attention than interest—wondering the while as to what the narrative was leading up to—thought something might properly be expected of him to show that he had followed it, and said, "So Mrs. Cullom has kept this last piece clear, has she?"

"No," said David, bringing down his right hand upon the desk with emphasis, "that's jes' what she hain't done, an' that's how I come to tell ye somethin' of the story, an' more on't 'n you've cared about hearin', mebbe."

"Not at all," John protested. "I have been very much interested."

"You have, have you?" said Mr. Harum. "Wa'al, I got somethin' I want ye to do. Day after to-morro' 's Chris'mus, an' I want ye to drop Mis' Cullom a line, somethin' like this, 'That Mr. Harum told ye to say that that morgige he holds, havin' ben past due fer some time, an' no int'rist havin' ben paid fer, let me see, more'n a year, he wants to close the matter up, an' he'll see her Chris'mus mornin' at the bank at nine o'clock, he havin' more time on that day; but that, as fur as he can see, the bus'nis won't take very long'—somethin' like that, you understand?"