"Oh, you are an out-and-out sinner, and do just what you please, in spite of priest or prayer-book," said Christine, with a laugh in which all the ladies joined.

"Well," said Miss Brown, "I do not think that I am worse than the rest of you."

"Not in the least," replied Christine. "We all have some form of religion, or none at all, as it accords with our peculiar tastes."

"And you mean to say that having a religion or not is a mere matter of taste?" asked Miss Winthrop.

"Yes, I should say it was, and practically that it is. You ladies, and nearly all that I have met, seem to choose a style of religion suited to your tastes; and the tastes of many incline them to have no religion at all."

"Why, Miss Ludolph!" exclaimed Miss Winthrop, her cheeks glowing with honest dissent and zeal for the truth; "our religion is taken from the Bible. Do you not believe in the Bible?"

"No! not in the sense in which you ask the question; nor you either, my charming Miss Winthrop."

"Indeed I do, every word of it," said the orthodox young lady, hotly.

"Let me test you. Miss Brown, have you such a book in the house? Oh, yes, here is an elegantly bound copy, but looking as if never opened. And now, Miss Winthrop, this city is full of all sorts of horrid people, living in alleys and tenement houses. They are poor, half-naked, hungry, and sometimes starving. Many are in prison, and more ought to be; many are strangers, more utterly alone and lonely in our crowded streets than on a desert island. They are suffering from varieties of disgusting disease, and having a hard time generally. How many hungry people have you fed? How many strangers (I do not mean distinguished ones from abroad) have you taken in and comforted? How many of the naked have you clothed? And how long is your list of the sick and imprisoned that you have visited, my luxurious little lady?"

A real pallor overspread Miss Winthrop's sunny face, for she saw what was coming, but she answered, honestly, "I have done practically nothing of all this." Then she added: "Papa and mamma are not willing that I should visit such places and people. I have asked that I might, but they always discourage me, and tell of the awful experiences of those who do."