"I think that is all," said Mrs. Jocelyn musingly. "We have attended their church only since we came up town. They sit on the further side, in a very expensive pew, while papa thinks we can afford only a side seat near the door. It is evident that they are proud people, but in the matter of birth and good breeding, my dear, I am sure we are their equals. Even when poorer than we are now we were welcomed to the best society of the South. Have no fears, darling. When they come to know YOU they will be as proud of you as I am."

"Oh, mother, what a sweet prophetess you are! The life you suggest is so beautiful, and I do not think I could live without beauty. He is so handsome and refined, and his taste is so perfect that every association he awakens is refined and high-toned. It seems as if my—as if he might take out of my future all that is hard and coarse—all that I shrink from even in thought. But, mamma, I wish he were a wee bit stronger. His hands are almost as white and small as mine; and then sometimes he is so very pale."

"Well, Millie, we can't have everything. City life and luxury are hard on young men. It would be better for them if they tramped the woods more with a gun, as your father did. There was a time when papa could walk his thirty miles a day and ride fifty. But manly qualities may be those of the mind as well as of muscle. I gather from what Mr. Arnold says that his health never has been very good; but you are the one of all the world to pet him, and take care of him. Most of the fashionable girls of his set would want to go here and there all the time, and would wear him out with their restlessness. You would be happier at home."

"Indeed I would, mamma. Home, and heaven, are words that to me are near akin."

"I'm glad you are in such a fair way to win the home, but not heaven I trust for a long time yet. Let us think of the home first. While I would not for the world wish you to do a thing which the strictest womanly delicacy did not permit, there are some things which we can do that are very proper indeed. Mr. Arnold has an eye for beauty as well as yourself, and he is accustomed to see ladies well dressed. He noticed your toilet last night as well as your face, and his big brown eyes informed me that he thought it very pretty. I intend that you shall appear as well as the best of them at Saratoga, and what we cannot afford in expensive fabrics we must make up in skill and taste. Luckily, men don't know much about the cost of material. They see the general effect only. A lady is to them a finished picture, and they never think of inventorying the frame, canvas, and colors as a woman does. For quarter of the money I'll make you appear better than his sisters. So get your things, and we'll begin shopping at once, for such nice work requires time."

They were soon in the temples of fashion on Broadway, bent upon carrying out their guileless conspiracy. Nevertheless their seemingly innocent and harmless action was wretched folly. They did not know that it raised one more barrier between them and all they sought and hoped, for they were spending the little money that might save them from sudden and utter poverty.

CHAPTER IV

"PITILESS WAVES"

A deeper shadow than that of the night fell upon Mildred Jocelyn's home after the return of her father. Feeling that there should be no more blind drifting toward he knew not what, he had employed all the means within his power to inform himself of the firm's prospects, and learned that there was almost a certainty of speedy failure. He was so depressed and gloomy when he sat down to dinner that his wife had not the heart to tell him of her schemes to secure his daughter's happiness, or of the gossamer-like fabrics she had bought, out of which she hoped to construct a web that would more surely entangle Mr. Arnold. Even her sanguine spirit was chilled and filled with misgivings by her husband's manner. Mildred, too, was speedily made to feel that only a very serious cause could banish her father's wonted good-humor and render him so silent. Belle and the little ones maintained the light talk which usually enlivened the meal, but a sad constraint rested on the others. At last Mr. Jocelyn said, abruptly, "Fanny, I wish to see you alone," and she followed him to their room with a face that grew pale with a vague dread. What could have happened?

"Fanny," he said sadly, "our firm is in trouble. I have hoped and have tried to believe that we should pull through, but now that I have looked at the matter squarely I see no chance for us, and from the words and bearing of my partners I imagine they have about given up hope themselves."