“Do you mean to say he didn’t even pay you for hiring her?” I asked faintly.

“No, he didn’t; and you know it. He was the biggest rogue at the hotel, and when he left he owed me nearly fifty dollars for boat-hire.”

The news actually staggered me. Mr. Markham a fraud! I could not believe it.

“Well, he told me he would pay you for the boat, and then she should be mine,” I explained. “I saved him and his family from drowning when the boat went over. He even wanted me to take a reward besides, and took me to the bank to get the money.”

“And did he get the money?” questioned Mr. Williams.

“No; he had some difficulty, and”—

“Rather guess he did have some difficulty,” sneered the boat-owner.

“That man was nothing more nor less than a swindler,” put in the constable. “He tried his best to do the bank out of several thousand dollars.”

“I can hardly believe it,” I replied. “He looked every inch a gentleman.”