"It is awful news. Our home is burned to the ground, and I am writing this at Mrs. Wood's where we are all staying. The fire started in the barn (we think a tramp must have done it), and the wind carried the sparks over to the house, and in ten minutes it was all ablaze. It was one o'clock at night, and no one was around to help us. Mother, Grace and I saved all we could, but that was not much, because we did not have time, and it got so awfully hot. When the fire was out, Charlie made us all go over to his house, and sent a team over for what stuff we had saved.

"Mother is awfully excited, and Grace is sick over it. Madge is all right, and so am I. But I think it's awful, and I don't know what we are going to do. Mrs. Wood and Charley, are very kind, but we can't stay here very long, even if Grace is engaged to Charley.

"Mother says there is an insurance on the house and furniture for nine hundred dollars, but she hasn't been able to find the papers yet, and maybe they have been burned, too. If you can, come down right away. I suppose they don't like to let clerks off in New York, but they ought to make an exception in a case like this."

Frank handed the letter over to his sister Mattie.

"I'm sorry for you and your folks, Dick," he said earnestly. "Of course you'll go at once."

"How can I?" replied Richard helplessly. "Mr. Martin will—"

"Never mind Mr. Martin," interrupted Frank. "Your first duty is to your family. I'll get along as best I can, and I'll explain to Mr. Martin if he gets back before you do."

"But what will you do for meals? You must have time to get them?" went on Richard, anxious lest his friend should be assuming too much.

"He can take lunch along, and I'll bring him his dinner," put in Mattie.
"You go, Dick; your mother and your sisters need you."

Richard needed no further urging. Whatever Mattie said must certainly be right. He glanced at the clock.