"If he can sell out before the first he will do so at the cost of the stock—fifteen hundred dollars. Now, by hard scraping I can raise half of that, and if you can raise the other half, and a little extra besides, I believe it will prove a good venture."

Richard thought a moment.

"If my mother will advance the money I'll do it," he replied.

* * * * *

Two years have passed.

As Mr. Styles had predicted, at the end of three months Mr. Dare's pension money was in the widow's possession. Long before this, however, Mrs. Dare sold her land in Mossvale, and removed with her family to New York, having apartments adjacent to Mrs. Massanet, with whom she was soon on intimate terms. She advanced the necessary money to Richard, and he and Frank Massanet immediately bought out Mr. Martin's store and set up business on their own account.

Doc Linyard and Tom Clover now run a prosperous hotel and restaurant in the lower part of the city, where their old friends are always welcome. Pep attends school regularly, and thoroughly appreciates his improved condition in life.

Grace Dare has gone back to the country, and in her Charley Wood has found an affectionate wife and a good housekeeper. Next month Nancy is to become Mrs. Massanet. As for Mattie Massanet, she is often seen to blush when Richard's name is mentioned, and rumor has it that she will some day give her heart into the keeping of her brother's partner.

And Mr. Timothy Joyce? Only last week I met him at a Third Avenue
Elevated Station, looking as stout and hearty as ever.

"Just come down on the train," he replied, in answer to my question. "Been making a call on Massanet & Dare, the stationers and booksellers. They are young friends of mine, Dare especially, and I take a great interest in them. Since they fixed up this spring they've got a fine store, and I know they're doing first-rate. They deserve it, too—working as hard as they do. They've got my best wishes for success."