XXVI. A Scene in the Stock-room

XXVII. A Fire and its Result

XXVIII. A Lucky Resolve

XXIX. Frank's Idea

XXX. Mr. Martin's Clerks

XXXI. Tom Clover's Statement

XXXII. The Firm of Massanet and Dare

CHAPTER I.

A SERIOUS ACCIDENT.

"It is high time, mother, that I found something to do. Father seems to be worse, and I'm afraid before long he won't be able to go to work every day. Ever since I finished schooling I've felt like a fish out of water."