"You are sure we have everything necessary for this trip?" asked Mr.
Rover, of the captain.

"Yes, Mr. Rover; I even brought along some picks and shovels," answered the master of the steam yacht, and smiled faintly. He had little faith in the treasure hunt being successful, but he thought the trip down among the West Indies would be well worth taking.

It was a beautiful day, with just sufficient breeze blowing to cool the July air. While they were steaming down the river the girls and ladies, and some of the boys, sat on the forward deck taking in the various sights which presented themselves. There were numerous tugs and sailing craft, and now and then a big tramp steamer or regular liner, for Philadelphia has a large commerce with the entire world.

"It hardly seems possible that the treasure hunt has really begun," said Dora to Dick.

"Well, it won't actually begin until we are down about where Treasure Isle is located," was the reply. "We have quite a few days' sailing before that time comes."

"I hope it remains clear, Dick."

"I am afraid it won't, Dora; there are always more or less storms among the West Indies."

"I have heard they sometimes have terrible hurricanes," came from Grace. "I read of one hurricane which flooded some small islands completely."

"Grace is trying to scare us!" cried Nellie.

"Well, islands have been swept by hurricanes," said Sam, coming to the rescue of his dearest girl friend. "But let us hope we escape all heavy storms."