Illustrations have been moved closer to their relevant paragraphs.

Author’s archaic and variable spelling and hyphenation is preserved.

Author’s punctuation style is preserved.

Any missing page numbers in this HTML version refer to blank or un-numbered pages in the original.

Typographical problems have been changed and these are highlighted.

Transcriber’s Changes:

[Page 70]: Was ’cabman’ (several cabmen were busy getting out their horses and cabs)

[Page 168]: Was ’auctioneeer’ (This the young auctioneer did without hesitation.)

[Page 173]: Was ’telergaph’ (and he started for the telegraph office without delay.)

[Page 196]: Was ’parter’ (as Andy came in he grasped his partner by the shoulder.)