"We might as well pay you now."

And in his off-hand fashion Tom drew from his water-soaked pocket his portemonnaie, remarking to Jim that they would arrange it between themselves, and handed the exact change to the somewhat surprised bartender and clerk.

That made a difference; and the servant became as obsequious as if he had just recognized in his visitor a millionaire that had dropped in to spend a part of his fortune with him.

The boys were hungry, as may be supposed, and they fell to eating like a couple of famished wanderers. Only a mouthful or two was swallowed when Jim exclaimed,--

"Hello, Tom; where did you get that gold chain?"

"What are you talking about?" demanded Tom, looking up at his friend.

"I'll show you;" and, as Jim spoke, he reached over and unhooked a tiny gold chain from the upper button of his friend's coat, around which it was twined in a singular manner.

More than that, there was a locket attached to it.

"That's the strangest thing I ever heard tell of," said Tom, as he examined the chain and locket. "I never knew it was there till you spoke."

"You must have got it from that girl in the water, when you helped her out."