Later in the day negotiations were resumed. In the end Jerningham accepted a little less; but the deal yielded him a net profit of about two million dollars. He insisted upon being paid in gold coin. This convinced Stewardson and the other victims that Jerningham was out of his mind; but there is no law that enables officers of a trust company to imprison a gold maniac or to take away his gold, particularly when his lawyers stand very high in the profession.

Five minutes after getting the gold coin in his possession—and drawing every cent of it—Jerningham told Stewardson he would leave the dust in the VanTwiller vaults. That reassured Stewardson, who otherwise might have suspected Jerningham of various crimes. He then sent two cablegrams to London. One was to

Kathryn Keogh,

Thornton's Hotel, London.

Your services are no longer needed. Go ahead and have a nice time! Thanks awfully! Jerningham.

The other was to Francis Wolfe—same address. It read:

You ought to marry Kathryn Keogh. Never mind anything else. I am disappearing for good. God bless you both, my children! Letter follows.

Jerningham.

Francis Wolfe showed his cablegram to Miss Keogh and Miss Keogh did not show hers to Francis Wolfe.

A week later Frank asked Miss Keogh to read a letter he had received from Jerningham, and to tell him what to do.