We have evidence from the local committees, whom we have extensively employed, and whose services have been invaluable to us, that of persons not relieved from the poor-rates there are relieved also by local committees no fewer in this district than one hundred and seventy-two thousand persons—making a total of four hundred and thirty-one thousand three hundred and ninety-five persons out of two millions, or twenty-one and seven-tenths per cent on the whole population—that is, more than one in every five persons depend for their daily existence either upon parochial relief or public charity. Gentlemen, I have said that figures will not show sufficiently the amount of distress; nor, in the same manner, will figures show, I am happy to say, the amount that has been contributed for the relief of that distress. But let us take another test; let us examine what has been the result, not upon the poor who are dependent for their daily bread upon their daily labour, and many of whom are upon the very verge of pauperism, from day to day, but let us take a test of what has been the effect upon the well-to-do artisan, upon the frugal, industrious, saving men, who have been hitherto somewhat above the world, and I have here but an imperfect test, because I am unable to obtain the whole amount of deposits withdrawn from the savings banks, the best of all possible tests, if we could carry the account up to the present day; but I have only been able to obtain it to the middle of June last, when the distress could hardly be said to have begun, and yet I find from seven savings banks alone in this county in six months—and those months in which the distress had not reached its present height, or anything like it—there was an excess of withdrawals of deposits over the ordinary average to the amount of £71,113. This was up to June last, when, as I have said, the pressure had hardly commenced, and from that time it as been found impossible to obtain from the savings banks, who are themselves naturally unwilling to disclose this state of affairs—it has been found impossible to obtain such further returns as would enable us to present to you any proper estimate of the excess of withdrawals at present; but that they have been very large must necessarily be inferred from the great increase of distress which has taken place since the large sum I have mentioned was obtained from the banks, as representing the excess of ordinary withdrawals in June last.

Now, gentlemen, figure to yourselves, I beg of you, what a state of things that sum of £71,113, as the excess of the average withdrawals from the savings banks represents; what an amount of suffering does it picture; what disappointed hopes; what a prospect of future distress does it not bring before you for the working and industrious classes? Why, gentlemen, it represents the blighted hopes for life of many a family. It represents the small sum set apart by honest, frugal, persevering industry, won by years of toil and self-denial, in the hope of its being, as it has been in many cases before, the foundation even of colossal fortunes which have been made from smaller sums. It represents the gradual decay of the hopes for his family of many an industrious artisan. The first step in that downward progress which has led to destitution and pauperism is the withdrawal of the savings of honest industry, and that is represented in the return which I have quoted to you. Then comes the sacrifice of some little cherished article of furniture—the cutting off of some little indulgence—the sacrifice of that which gave his home an appearance of additional comfort and happiness—the sacrifice gradually, one by one, of the principal articles of furniture, till at last the well-conducted, honest, frugal, saving working man finds himself on a level with the idle, the dissipated, and the improvident—obliged to pawn the very clothes of his family—nay, the very bedding on which he lies, to obtain the simple means of subsistence from day to day, and encountering all that difficulty and all that distress with the noble independence that would do anything rather than depend upon public or even on private charity, and in his own simple but emphatic language declaring, 'Nay, but we'll clem first.'

And, gentlemen, this leads me to observe upon a more gratifying point of view, that is, the noble manner, a manner beyond all praise, in which this destitution has been borne by the population of this great county. It is not the case of ordinary labourers who find themselves reduced a trifle below their former means of subsistence, but it is a reduction in the pecuniary comfort, and almost necessaries, of men who have been in the habit of living, if not in luxury, at least in the extreme of comfort—a reduction to two shillings and three shillings a week from sums which had usually amounted to twenty-five shillings, or thirty shillings, or forty shillings; a cutting off of all their comforts, cutting off all their hopes of future additional comfort, or of rising in life—aggravated by a feeling, an honourable, an honest, but at the same time a morbid feeling, of repugnance to the idea of being indebted under these circumstances to relief of any kind or description. And I may say that, among the difficulties which have been encountered by the local relief committees—no doubt there have been many of those not among the most deserving who have been clamorous for the aid held out to them—but one of the great difficulties of local relief committees has been to find out and relieve struggling and really-distressed merit, and to overcome that feeling of independence which, even under circumstances like these, leads them to shrink from being relieved by private charity. I know that instances of this kind have happened; I know that cases have occurred where it has been necessary to press upon individuals, themselves upon the point of starvation, the necessity of accepting this relief; and from this place I take the opportunity of saying, and I hope it will go far and wide, that in circumstances like the present, discreditable as habitual dependence upon parochial relief may be, it is no degradation, it is no censure, it is no possible cause of blame, that any man, however great his industry, however high his character, however noble his feeling of self-dependence, should feel himself obliged to have recourse to that Christian charity which I am sure we are all prepared to give. Gentlemen, I might perhaps here, as far as my resolution goes, close the observations I have to make to you. The resolution I have to move, indeed, is one which calls for no extensive argument; and a plain statement of facts, such as that I have laid before you, is sufficient to obtain for it your unanimous assent. The resolution is:-

"'That the manufacturing districts of Lancashire and the adjoining counties are suffering from an extent of destitution happily hitherto unknown, which has been borne by the working classes with a patient submission and resolution entitling them to the warmest sympathy of their fellow-countrymen.'

"But, gentlemen, I cannot, in the first place, lose the opportunity of asking this great assembly with what feelings this state of things should be contemplated by us who are in happier circumstances. Let me say with all reverence that it is a subject for deep national humiliation, and, above all, for deep humiliation for this great county. We have been accustomed for years to look with pride and complacency upon the enormous growth of that manufacture which has conferred wealth upon so many thousands, and which has so largely increased the manufacturing population and industry of this country. We have seen within the last twelve or fourteen years the consumption of cotton in Europe increase from fifty thousand to ninety thousand bales a week; we have seen the weight of cotton goods exported from this country in the shape of yarn and manufactured goods amount to no less than nine hundred and eighty-three million pounds in a single year. We have seen, in spite of all opposing circumstances, this trade constantly and rapidly extending; we have seen colossal fortunes made; and we have as a county, perhaps, been accustomed to look down on those less fortunate districts whose wealth and fortunes were built upon a less secure foundation; we have reckoned upon this great manufacture as the pride of our country, and as the best security against the possibility of war, in consequence of the mutual interest between us and the cotton-producing districts.

We have held that in the cotton manufacture was the pride, the strength, and the certainty of our future national prosperity and peace. I am afraid we have looked upon this trade too much in the spirit of the Assyrian monarch of old. We have said to ourselves:—'Is not this great Babylon, that I have built for the house of my kingdom by the might of my power, and for the honour of my majesty?' But in the hour in which the monarch used these words the word came forth, 'Thy kingdom is departed from thee!' That which was his pride became his humiliation; that which was our pride has become our humiliation and our punishment. That which was the source of our wealth—the sure foundation on which we built—has become itself the instrument of our humiliating poverty, which compels us to appeal to the charity of other counties. The reed upon which we leaned has gone through the hand that reposed on it, and has pierced us to the heart.

But, gentlemen, we have happier and more gratifying subjects of contemplation. I have pointed to the noble conduct which must make us proud of our countrymen in the mmiufacturing districts; I have pointed to the noble and heroic submission to difficulties they could never foresee, and privations they never expected to encounter; but again, we have another feeling which I am sure will not be disappointed, which the country has nobly met—that this is an opportunity providentially given to those who are blessed with wealth and fortune to show their sympathy—their practical, active, earnest sympathy—with the sufferings of their poorer brethren, and, with God's blessing, used as I trust by God's blessing it will be, it may be a link to bind together more closely than ever the various classes in this great community, to satisfy the wealthy that the poor have a claim, not only to their money, but to their sympathy—to satisfy the poor also that the rich are not overbearing, grinding tyrants, but men like themselves, who have hearts to feel for suffering, and are prompt to use the means God has given to them for the relief of that suffering.

Gentlemen, a few words more, and I will not further trespass on your attention. But I feel myself called on, as chairman of that executive committee to which my noble friend in the chair has paid so just a compliment, to lay before you some answer to objections which have been made, and which in other counties, if not in this, may have a tendency to check the contributions which have hitherto so freely flowed in. Before doing so, allow me to say (and I can do it with more freedom, because in the, earlier stages of its organisation I was not a member of that committee) it is bare justice to them to say that there never was an occasion on which greater or more earnest efforts were made to secure that the distribution of those funds intrusted to them should be guarded against all possibility of abuse, and be distributed without the slightest reference to political or religious opinions; distributed with the most perfect impartiality, and in every locality, through the instrumentality of persons in whom the neighbourhood might repose entire confidence. Such has been our endeavour, and I think to a great extent we have been successful. I may say that, although the central executive committee is composed of men of most discordant opinions in politics and religion, nothing for a single moment has interfered with the harmony—I had almost said with the unanimity—of our proceedings. There has been nothing to produce any painful feelings among us, nor any desire on the part of the representatives of different districts to obtain an undue share for the districts they represented from the common fund.

But there are three points on which objection has being taken to the course we have adopted. One has been, that the relief we have given has not been given with a sufficiently liberal hand; the next—and I think I shall show you that these two are inconsistent, the one answering the other—is, that there has not been a sufficient pressure on the local rates; and the third is, that Lancashire has not hitherto done its duty with reference to the subscriptions from other parts of the country. Allow me a few words on each of these subjects.

First, the amount to which we have endeavoured to raise our subscriptions has been to the extent of from two shillings to two shillings and sixpence weekly per head; in this late cold weather an additional sixpence has been provided, mainly for coal and clothing. Our endeavour has been to raise the total income of each individual to at least two shillings or two shillings and sixpence a week. Now, I am told that this is a very inadequate amount, and no doubt it is an amount very far below that which many of the recipients were in the habit of obtaining. But in the first place, I think there is some misapprehension when we speak of the sum of two shillings a week. If anybody supposes that two shillings a week is the maximum to each individual, he will be greatly mistaken. Two shillings a head per week is the sum we endeavoured to arrive at as the average receipt of every man, woman, and child receiving assistance; consequently, a man and his wife with a family of three or four small children would receive, not two shillings, but ten or twelve shillings from the fund—an amount not far short of that which in prosperous times an honest and industrious labourer in other parts of the country would obtain for the maintenance of his family. I am not in the least afraid that, if we had fixed the amount at four shillings or five shillings per head, such is the liberality of the country, we should not have had sufficient means of doing so. But were we justified in doing that? If we had raised their income beyond that of the labouring man in ordinary times, we should have gone far to destroy the most valuable feeling of the manufacturing population—namely, that of honest self-reliance, and we should have done our best, to a great extent, to demoralise a large portion of the population, and induce them to prefer the wages of charitable relief to the return of honest industry. But then we are told that the rates are not sufficiently high in the distressed districts, and that we ought to raise them before we come on the fund. In the first place, we have no power to compel the guardians to raise the rates beyond that which they think sufficient for the maintenance of those to be relieved, and, naturally considering themselves the trustees of the ratepayers, they are unwilling, and, indeed, ought not to raise the amount beyond that which is called for by absolute necessity. But suppose we had raised the relief from our committee very far beyond the amount thought sufficient by the guardians, what would have been the inevitable result? Why, that the rates which it is desired to charge more heavily would have been relieved, because persons would have taken themselves off the poor-rates, and placed themselves on the charitable committee, and therefore the very object theso objectors have in view in calling for an increase of our donations would have been defeated by their own measure. I must say, however, honestly speaking all I feel, that, with regard to the amount of rates, there are some districts which have applied to us for assistance which I think have not sufficient pressure on their rates. Where I find, for example, that the total assessment on the nett rateable value does not exceed ninepence or tenpence in the pound, I really think such districts ought to be called upon to increase their rates before applying for extraneous help. But we have urged as far as we could urge—we have no power to command the guardians to be more liberal in the rate of relief, and to that extent to raise the rates in their districts.