They called her "The Daughter of Necker," and all through life she delighted in the title. The courtier who addressed her thus received a sunny smile and a gentle love-tap on his cheek for pay. A splendid woman is usually the daughter of her father, just as strong men have noble mothers.

Jacques Necker was born in Geneva, and went up to the city, like many another country boy, to make his fortune. He carried with him to Paris innocence, health, high hope, and twenty francs in silver. He found a place as porter or "trotter" in a bank. Soon they made him clerk.

A letter came one day from a correspondent asking for a large loan, and setting forth a complex financial scheme in which the bank was invited to join. M. Vernet, the head of the establishment, was away, and young Necker took the matter in hand. He made a detailed statement of the scheme, computed probable losses, weighed the pros and cons, and when the employer returned, the plan, all worked out, was on his desk, with young Necker's advice that the loan be made.

"You seem to know all about banking!" was the sarcastic remark of M. Vernet.

"I do," was the proud answer.

"You know too much; I'll just put you back as porter."

The Genevese accepted the reduction and went back as porter without repining. A man of small sense would have resigned his situation at once, just as men are ever forsaking Fortune when she is about to smile; witness Cato committing suicide on the very eve of success.

There is always a demand for efficient men; the market is never glutted; the cities are hungry for them—but the trouble is, few men are efficient.

"It was none of his business!" said M. Vernet to his partner, trying to ease conscience with reasons.

"Yes; but see how he accepted the inevitable!"