"Not very likely," replied Violet; "Ruth says all Mr. Hosking's belongings at Streatham were sold, and no one seems to know what has become of him."

"People do not interest themselves much about their neighbours in London," said Ruth; "I believe Mr. Hosking used to entertain a good bit, but I expect his friends have turned cold shoulders on him now."

"Then they could not have been real friends," declared Ann. "Oh, I do feel sorry for him and for Agnes too—she has no real friends either, poor girl! I am sure she is heartily ashamed now of the way she treated you over the loss of her purse, Violet."

"So she ought to be," asserted Violet; "there is only one thing to be said for her, that she really did believe I had taken her purse. Well, it's an old story now, and I've forgiven her, so we'll talk of something pleasanter."

"Have you really forgiven her, Vi?" Ruth asked eagerly.

"Yes," nodded Violet, "I thought I never could, but I have. I've often wondered of late whether, if I'd been brought up in the same way as Agnes, I might not have been rather like her; for when I came to Barford a year ago I set great store on wealth and social position, but I've grown to see since then that it's a good thing to be rich only if you help others with your money and don't spend it all on yourself, otherwise you're better without it. So many rich folks are selfish and do nothing but please themselves, they are not like Dr. Elizabeth—I'm so glad you know Dr. Elizabeth, Ruth."

"So am I," Ruth answered. She had spent an evening with her sister and Ann at the lady doctor's house, on an occasion when the latter had entertained a party of factory girls, and had enjoyed herself very much.

"She is the most unselfish person I know," said Ann; "for if she had liked she might have lived at ease all her days; instead, see what a busy, hard-working life hers has been and always will be, I expect. She said to me once that God had given her great opportunities of working for Him and that she must try to make the most of them."

"God gives very few people great opportunities," Ruth remarked. "But we can all do our best with those we have," she added thoughtfully.

"Yes," agreed Ann; "we must believe God gives us just what is best for us, and do all the good we can."