The Prince came again, to lay the foundation stone of the Midland Institute buildings. On that occasion he accepted an invitation to a public luncheon in the Town Hall, and it was here that he delivered the celebrated speech which placed him at once in the foremost rank of philosophic thinkers. He was much pleased at his cordial reception on this occasion, and it is known that it had much to do in overcoming the avowed reluctance of the Queen to visit Birmingham, and was mainly instrumental in inducing her to consent to open Aston Hall and Park.

The 15th of June, 1858, was eagerly looked forward to, for on that day the Queen was coming. Taking a lesson from continental practice, it was wisely resolved that individual attempts at decoration should be discouraged, and that the inhabitants of each street should combine for effective artistic arrangements. For the first time, I believe, in England, Venetian masts were a principal feature, where possible. Poles by hundreds, and flags by thousands, were sought in all directions. The Town Hall was placed in the hands of skilful decorators. The interior was, as yet, a mystery; but the pediment fronting Paradise street was fitted with an enormous canvas-covered frame, upon which was emblazoned, in gorgeous, but proper heraldic style, the Royal Arms of England. All along the line of route through the town, and on the road to Aston, rose hundreds of galleries for spectators. Every one was busy in preparation, and nothing was omitted to make the scene as gay as possible.

The morning of the day was fine and intensely hot. Each street had its own style of ornamentation, but the number of separate short lengths of the route, gave sufficient variety to avoid monotony. Bull Street, as seen from the bottom, seemed like a fairy scene from a theatre; all looked gay and pleasant to the artistic eye. The Town Hall had been transformed into a gorgeous Throne Room, and was crowded with the élite of the neighbourhood. The Queen, as usual, was punctual, and took her seat under a regal canopy. A short reception was held. The Mayor knelt, and rose up a Knight. The mover and seconder of the address from the Corporation kissed hands. Poor Alderman Horatio Cutler, in his confusion at finding himself in so august a presence, forgot the customary bending of the knee. In vain Lords in Waiting touched the back of his leg with their wands to remind him. He had lost his presence of mind, and retired in utter confusion, amid a general but suppressed titter.

Then came the journey to the Park, through the long line of decorated streets; the short ceremony at the Hall, and the luncheon. Then the appearance in the gallery upon the roof of the glass pavilion, where the Queen and Prince received, and acknowledged gracefully, the plaudits of the spectators; and finally came the announcement by Sir Francis Scott, that he had received "Her Majesty's gracious commands to declare, in her name, that the Park was now open."

At the door of departure, her Majesty, in thanking the Mayor for the arrangements made for her comfort and convenience, was pleased to say that she had never before been greeted with such enthusiastic loyalty, and that the decorations had exceeded in beauty anything of the kind she had ever seen.

I have never seen the Queen since. Her photographs, however, show me that, although she has twenty-seven grand-children, and has been Queen of England for more than forty years, she is still a comely matron, with every appearance of health and vigour. Long may she remain so! Long may she continue to be, as now, the kindly, sympathetic, motherly head of a contented, loyal, and united people.

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BIRMINGHAM BANKS: OLD AND NEW.

At the close of the French war in 1814, the Bank of England commenced preparations for the return to specie payments. Immediate "tightness" in the money market was the result. Prices fell. Trade became dull. Credit was injured. The return of peace seemed, to the unthinking, a curse rather than a blessing. Alarming riots were frequent, and general distress and discontent existed. The Government, in some alarm, resolved to postpone the resumption of cash payments until 1819.