THE
GRESHAM LIFE ASSURANCE SOCIETY.
 HEAD OFFICE:
37, OLD JEWRY, LONDON.

 BRANCH OFFICE:
WATERLOO CHAMBERS, 26, WATERLOO
STREET, BIRMINGHAM.
THE CASH SYSTEM.
 "Heartily do I wish that shop debts were pronounced after a certain date
irrecoverable at law. The effect would be that no one would be able to ask credit
at a shop except where he was well known, and for trifling sums. All prices would
sink to the scale of cash prices. The dishonourable system of fashionable
debtors—who always pay too late, if at all, and cast their deficiencies on other
customers in the form of increased charges—would be at once annihilated. Shopkeepers
would be rid of a great deal of care, which ruins the happiness of
thousands."—Professor Newman's Lectures on Political Economy.
HIGH-CLASS TAILORING ESTABLISHMENT,
ADAM JAMES BROWN,
 26, COLMORE ROW,
OPPOSITE TEMPLE BOW WEST AND ST. PHILIP'S CHURCHYARD,
For Gentlemen who require no Credit, and who, whilst wishing to wear high-class
Clothing, object to be taxed with other people's credit, bad debts, &c.
"Heartily do I wish that shop debts were pronounced after a certain date
irrecoverable at law. The effect would be that no one would be able to ask credit
at a shop except where he was well known, and for trifling sums. All prices would
sink to the scale of cash prices. The dishonourable system of fashionable
debtors—who always pay too late, if at all, and cast their deficiencies on other
customers in the form of increased charges—would be at once annihilated. Shopkeepers
would be rid of a great deal of care, which ruins the happiness of
thousands."—Professor Newman's Lectures on Political Economy.
OPPOSITE TEMPLE BOW WEST AND ST. PHILIP'S CHURCHYARD,
For Gentlemen who require no Credit, and who, whilst wishing to wear high-class
Clothing, object to be taxed with other people's credit, bad debts, &c.
GEO. WILKINSON & CO.,

Brewers and Wine Merchants,

BREWERY—ASHTED ROW;

OFFICE—29, LOWER TEMPLE STREET,

BIRMINGHAM.
MR. J.O.C. PHILLIPS,

SURGEON DENTIST,

 COLMORE HOUSE,

COLMORE ROW,

BIRMINGHAM.
MONTAGU BROWNE,
 NATURALIST,
PRINCE OF WALES THEATRE BUILDINGS,
BIRMINGHAM.
 DEERS' AND FOXES' HEADS, FOR HALLS.
HANDSOME FEATHER SCREENS, FOR PRESENTS.
BRITISH BIRDS, SKINS, AND EGGS.
BIRDS, ANIMALS, AND FISHES MOUNTED IN A THOROUGHLY
ARTISTIC MANNER.
LISSETER & MILLER,

 Cooks, Fruiterers and Confectioners,

20, BENNETTS HILL,

 (Three Doors from New Street)

BIRMINGHAM.

Routs, Balls, Suppers, and Wedding Breakfasts supplied.


D. LEONARDT & CO.,
 Patentees and Manufacturers of
Carbonized and other Steel Pens,

GOLD PENS, MARCOGRAPHIC PENS,
 PEN-HOLDERS, PENCIL-CASES, &c.
UNIVERSAL PEN WORKS, 69, GEORGE STREET,
PARADE,
BIRMINGHAM

MANUFACTURERS OF THE "NEPTUNE" PEN, TO WRITE WITHOUT INK.
JOHN HANKS & SONS,

 Coal Merchants,

CHARLOTTE STREET WHARF,

(NEAR THE PARADE,)

BIRMINGHAM.
HART & CO.,
 HORTICULTURAL BUILDERS, HOT-WATER ENGINEERS, and
GENERAL CONTRACTORS,
GREAT HAMPTON STREET, BIRMINGHAM.

Plans and Estimates furnished for every description of Horticultural Buildings (both in wood and
iron), Verandahs, Skylights, Wrought-iron Windows, Casements, &c.;
ALSO, FOR
Hot-water Apparatus for Horticultural Buildings, Private Houses, Churches, Schools,
Warehouses, Drying Rooms, &c.
BOILERS, PIPES AND HOT-WATER FITTINGS KEPT IN STOCK.
TO PRIVATE FAMILIES.

 TIMOTHY J. DAVIES & SON,

71, BRISTOL ROAD, EDGBASTON,

Wholesale Ale and Porter Merchants.

ESTABLISHED 1883.