surplus, may deposit approved securities with the currency association

and be empowered by the Secretary of the Treasury to issue additional

circulating notes to an amount not to exceed seventy-five per cent of

the cash value of the securities. If the securities are State or

municipal bonds the issue must not exceed ninety per cent of the market

value of the bonds.

(3) The banks and assets of all banks belonging to the currency

association are liable to the United States for the redemption of this

additional currency, and the association may at any time require that

additional securities be deposited. All banks are held liable to make