One day, her chamber having been washed in the afternoon, it was found too damp for her to sleep in with safety to her health; and her mother told her that she must, that night, occupy the room adjoining hers. This room, which was but seldom used, was separated from Mrs. Evering's apartment by a very thin partition; and communicated with it by a door which was almost always kept closed; the bed in each of these chambers being placed against it.

Rosamond, having been awakened in the night by the fighting of some cats in the yard, heard her father and mother in earnest conversation. They had totally forgotten her vicinity to them; and as tell-tales are never wanting in curiosity, she sat up in her bed and applying her ear to the key-hole of the door, she distinctly heard every word they said, though they were speaking in a low voice.

She was soon able to comprehend the subject of their conversation. Mr. Evering was lamenting that the failure of a friend for whom he had endorsed to a large amount, had brought him into unexpected difficulties; but he hoped that he would be able to go on till the sums due to him by some western merchants should arrive.

Next evening, Rosamond was permitted to go to a juvenile cotillon-party, held once a fortnight, at the ball-room of her dancing-master. To this place her mother always accompanied her; and while Mrs. Evering was sitting in conversation with some ladies, a boy named George Granby, who was frequently the partner of Rosamond at these balls, came up and asked her to dance. They were obliged to go to the farthest end of the room before they could get places in a cotillon; and while they were waiting for the music to begin, George, who thought Rosamond a very pretty girl, asked her if she would also be his partner in the country-dance. She replied that Henry Harford had engaged her, at the last ball, for this country-dance.

"Oh!" replied George Granby, "Henry Harford will not be here to-night; his father failed yesterday."

"True," said Rosamond, "I wonder I should have forgotten Mr. Harford's failure, when my father lost so much by him. But when the fathers fail, must the children stay away from balls?"

"Certainly," replied George, "it would be considered very improper for the family to be seen in any place of amusement when its head is in so much trouble, and when they have lost all they possessed."

"O then," exclaimed Rosamond, "I hope my father will not fail till the cotillon-parties are over for the season. There are but two more, and I should be very sorry to give them up. I hope he will be able to go on, at least till after that time. How sorry I shall be when he does fail."

"I believe you," said George; "but what makes you talk about your father's failing? I thought he was considered safe enough."

"Ah! you know but little about it," answered Rosamond. "I heard him tell my mother last night, that he was in hourly dread of failing, in consequence of the great losses by Mr. Harford, and of his own business having gone on badly for a long time. However, say nothing about it, for such things ought not to be told."