A very silly practice has been introduced of writing Sally, Sallie—Fanny, Fannie—Mary, Marie—Abby, Abbie, &c. What would our grand-parents have thought of Pollie, Mollie, Peggie, Kittie, Nancie? Suppose young men were to adopt it, and sign themselves, Sammie, Billie, Dickie, Tommie, &c.!
By-the-bye, unless he is a relation, let no young lady address a gentleman by his Christian name. It is a familiarity which he will not like.
CHAPTER XVII.
BORROWING.
Any article you are likely to want on more than one occasion, it is better to buy than to borrow. If your own, you can have it always at hand: you will lay yourself under no obligation to a lender, and incur no responsibility as to its safety while in your possession. But when you do borrow, see that the article is speedily returned. And, under no consideration, take the liberty of lending it to any person whatever, before restoring it to the owner. Apologies and expressions of regret are no compensation, should it be out of your power to replace it if injured or lost.
When you ask to borrow a thing, do not say, "Will you loan it to me?" The word "loan" is, by good talkers, and good writers, never used but as a substantive: notwithstanding that Johnson gives it as a verb also, but only on one obscure authority—and Johnson is not now regarded as infallible. To lend, not to loan, is the usual and proper expression. As a substantive it is generally employed in a commercial and political sense, or to denote a large sum borrowed for a public and important purpose. It is true you can say, "May I request the loan of your fan?" "Will you permit me to ask the loan of this book?" But it is much easier and smoother to say simply, "Will you lend me your fan for a few minutes?" "Will you be kind enough to lend me this book?"
No articles, perhaps, are more frequently borrowed than umbrellas, and none are returned with so little punctuality. Frequently, a borrowed umbrella is never thought of by the borrower, till after the weather clears up; the lender, most probably, suffering inconvenience for want of it. Often it is detained till the next rain, when the lender has to take the trouble of sending for it. And then it is very possible it may not be found at all; some person in the mean time having nefariously carried it off. In such a case, it is a matter of common honesty for the careless borrower to replace that umbrella with a new one; as she is not to suppose that empty expressions of regret or unmeaning apologies will be sufficient compensation for a substantial loss.
To avoid any difficulties concerning umbrellas, it is safest, in cloudy weather, not to leave home without one. Many persons venture out beneath a threatening sky, unwilling to encumber themselves with an umbrella, which (possibly) they may not chance to require before they got home. Their dependance is on stopping in at the house of a friend, and borrowing one there. But is it not better to incommode yourself a little by carrying a closed umbrella, even if you should not find occasion to use it, than to hasten rapidly through the street to reach a shelter when you find the rain beginning to drop; and afterwards to deprive your friend, even temporarily, of an article which the wet weather may render it inconvenient to spare. Also, you may be caught by a sudden shower, at a considerable distance from the dwelling of the person with whom you are acquainted, and you may find the omnibuses all full, (as they generally are when it rains,) and no other vehicle in sight. Therefore, when the wind is in a rainy quarter, and the sky louring, be always on the safe side, and take an umbrella with you on leaving home.