The chill of the veranda had cooled the colonel somewhat. "Edwin Carter, eh!" he said more quietly. "Well, he generally knows what he is about. He has more social sense than most of his money-makin' crowd—but then he would have—he's a Carter. He certainly has a deal more business sense than any Westmore born, and if he's back of this young fellow, there's some business reason fo' it. Has he money, Judith?"

"Mr. Baird? I think so. He seems to make money easily, at any rate. He speaks of losing fifty thousand dollars with far more lightness than you would of dining, or of being deprived of the meal. His brain appears to be stored with schemes, and all sorts of useful knowledge as well. He is entertaining, for he has been everywhere and knows all kinds of people. Get him to tell you about South America some time, Ridley, and you'll be repaid for the trouble."

"Well, I hope he's not scheming to relieve Edward of some of his money," was the colonel's frank comment.

"Now, Ridley!"

"Oh, you're a clever woman, Judith, that's sure, but you don't know anything about promoters. I know too much about 'em. I'll wager my best horse this young man's a promoter—in with the Carter gang and out here at the Hunt Club fo' a purpose. What does he mean—givin' away automobiles. He spoke up like a flash at dinner; there's something in it fo' him, I'll wager." The colonel expressed himself with all the astuteness of the man who had never in his life handled a dollar of his own making, and whose business ventures had been confined to a lordly interest in his wife's safety-deposit box.

Judith laughed. "I hope there is something in it for him, I'm sure.... I wish he would teach Garvin his secret," she added with a sigh.

"He'll probably lead Garvin into mischief," the colonel returned severely. "There are too many of this young man's kind bein' received into our first families. I'm continually at odds with Mary over the young men she recommends to Elizabeth. I don't feel inclined to countenance this young man, Judith."

"Would you have Elizabeth marry a cousin?" Judith asked coldly. "There has been a little too much of that in our family, don't you think?"

The colonel said nothing.

Judith continued more brightly: "I'll tell you, Ridley, exactly what I think of Mr. Baird: I think he is a very clever young man, with no family background and not much money, but with influential men behind him. They know he is a financial genius. If you're wagering a horse, I'll wager Black Betty that in ten years Mr. Nickolas Baird will be worth a million.... And your discountenancing him will not make a particle of difference. Christine Carter told Elizabeth that he was going to be asked to the next Assembly Ball, and you know that that places him. If he wants to go to the Fair Field meet, he will go—he is the sort of man who'll always get what he wants. It's just as well for people like ourselves to realize that Mr. Baird's type is becoming plentiful—right here in our stronghold—and adapt ourselves to the inevitable. If we are sensible, we'll draw what advantage we can from it.... I'll tell you what I should do, if I were you, Ridley: I'd ask Mr. Baird to dinner at your club and study him a little—you are an excellent judge of character"—Judith's voice was soothing at this point—"and if you don't like him, drop him.... As for me, I have no intention of dropping him—principally because Edward likes him." She concluded firmly enough.