"Oh, sure! But the chances are ninety per cent in his favor, and if he does lose he loses less."

"Loses less when he loses all he's got! That's the first time I ever heard that argyment. A man can drudge along and be safe while he never owns more than he can carry to bed in his two hands; but that ain't the way to figure in this country. Round up all you can and make 'em rustle for their livin' while you busy yourself seein' that some other feller's critters ain't swipin' the feed. That's the way to get rich. It beats the pet cow all hollow."

"Of course," Harry added earnestly. "And as for not borrowing, every one knows that big business is done on credit."

"Credit!" Rob fairly groaned. "I shouldn't care for any, as they say. It sounds good as a topic for conversation, but I'll bet that's just the kind of argument the old-timers got happy drunk on before the winter of '89. Ever hear the Robinsons tell about that winter, you two?"

The silence answered him. Yes, they had heard and also remembered. Who that had heard could forget? First had come the June freeze and then a dry summer with a shortage of grazing. But no one had worried; probably, after such a cold summer there would be an open winter. When all the grazing was gone they would drive the stock out to Shoshone and buy hay. So they planned. Alas! Before the grazing was quite gone the snow came—and stayed. And while they waited for a break in the bad weather in which to move out, the "big snow" came and shut them in—shut their cattle in to slow starvation.

As Mrs. Robinson related it twenty-five years afterward the tears streamed down her cheeks. "It like to broke pa's heart," she said; "him havin' to set inside and watch them pore dumb critters waitin' to be fed and finally layin' down to die. Time and again we tried to drive 'em across the foothills into the hay country, but 'twa'n't no use. Out of two hundred head all we saved was one cow. Every stockman on the prairie lost his herd, and some was ruined for good and all. We never went into another winter without hay, I tell ye."

It was a cruel experience, but Harry was not a person to let another's misfortune shake her faith in her own enterprise. As she looked toward her brother a characteristic expression came across her face: the expression that meant obstinate, good-natured determination. She was saying to herself: "We're not going to fail. We're not. I think we can make cattle pay on borrowed money, and I'm going to borrow it."

But she said no more to Rob, for she felt that it was best to let him think the matter over by himself. That he was doing so during the next few days was evident from the tension in the air whenever cattle were mentioned.