He did not know his man. J. would go, or rather he has gone, without breakfast or dinner and any distance on foot when work was at stake. But the reporter was so startled by the suggestion of such hardships for himself that he dropped the ticket on the floor, and before he could snatch it up again J. had seen that it was good not for Paris, but for a 'bus in the Strand.

I wish I had been half as stern with the assistant editor from Philadelphia. I knew him for what he was the minute he came into the room. He was decently, even jauntily dressed, but there hung about him the smell of stale cigars and whiskey, which always hangs about those of our Beggars who do not fill our chambers with the sicklier smell of drugs. Nor did I think much of his story. He related it at length with elegance of manner and speech, but it was a poor one, inviting doubt. The card he played was the one he sent in with a well-known Philadelphia name on it, and he strengthened the effect by his talk of the artist with whom he once shared rooms at Eleventh and Spruce streets. That "fetched me." For Eleventh and Spruce streets must ever mean for me the red brick house with the white marble steps and green shutters, the pleasant garden opposite full of trees green and shady on hot summer days, the leisurely horse-cars jingling slowly by,—the house that is so big in all the memories of my childhood and youth. If I can help it, nobody shall ever know what his having lived in its neighbourhood cost me. I was foolish, no doubt, but I gave with my eyes open: sentiment sometimes is not too dearly bought at the price of a little folly.

Were Covent Garden not within such easy reach of the Quarter I could scarcely account for the trust which the needy musician places in us. Certainly it is because of no effort or encouragement on our side. We have small connection with the musical world, and whether because of the size of the singers or the commercial atmosphere at Baireuth, J. since we heard "Parsifal" there will not be induced to go to the opera anywhere, or to venture upon a concert. Under the circumstances, the most imaginative musician could not make believe in a professional bond between us, though there is nothing to shake his faith in the kinship of all the arts and, therefore, in our readiness to support the stray tenor or violinist who cannot support himself. But imagination, anyway, is not his strong point. He seldom displays the richness of fancy of our other Beggars, and I can recall only one, a pianist who had grasped the possibilities of "Who's Who." His use of it, however, went far to atone for the neglect of the rest. With its aid he had discovered not only that we were Philadelphians, but that Mr. David Bispham was also, and he had to let off his enthusiasm over Philadelphia and "dear old Dave Bispham" before he got down to business. There his originality gave out. His was the same old story of a run of misfortunes and disappointments—"it could never have happened if dear old Dave Bispham had been in town"—and the climax was the dying wife for whom our sympathy has been asked too often for a particle to be left. The only difference was that she took rather longer in dying than usual, and the pianist returned to report her removal from the shelter of a friend's house to the hospital, from the hospital to lodgings, and from the lodgings he threatened us with the spectacle of her drawing her last breath in the gutter if we did not, then and there, pay his landlady and his doctor and his friend to whom he was deeply in debt. We were spared her death, probably because by that time the pianist saw the wisdom of carrying the story of her sufferings to more responsive ears, though it is not likely that he met with much success anywhere. He was too well dressed for the part. With his brand-new frock coat and immaculate silk hat, with his gold-mounted cane and Suède gloves, he was better equipped for the jeune premier warbling of love, than for the grief-stricken husband watching in penniless desolation by the bedside of a dying wife.

The Quarter is also within an easy stroll for actors who, when their hard times come, show an unwarranted confidence in us, though J., if anything, disdains the theatre more than the opera. They take advantage of their training and bring the artist's zeal to the rôle of Beggars, but I have known them to be shocked back suddenly into their natural selves by J.'s blunt refusal to hear them out. One, giving the aristocratic name of Mr. Vivian Stewart and further describing himself on his card as "Lead Character late of the Lyceum," was so dismayed when J. cut his lines short with a shilling that he lost his cue entirely and whined, "Don't you think, sir, you could make it eighteenpence?" The most accomplished in the rôle was a young actor from York. He had the intelligence to suspect that the profession does not monopolize the interest of all the world and to pretend that it did not monopolize his own. He therefore appeared in the double part of cyclist and actor. He reminded J. of a cycling dinner at York several winters before at which both were present. J. remembered the dinner, but not the cyclist, who was not a bit put out but declaimed upon "the freemasonry of the wheel," and anticipated J.'s joy as fellow sportsman in hearing of the new engagement just offered to him. It would be the making of him and his reputation, but—no bad luck has ever yet robbed our Beggars of that useful preposition—but, it depended upon his leaving London within an hour, and the usual events over which our Beggars never have control, found him with ten shillings less than his railway fare. A loan at this critical point would save his career, and to-morrow the money would be returned. His visit dates back to the early period, when our hospitality had not out-grown the barbarous stage, and his career was saved, temporarily. After six months' silence, the actor reappeared. With his first word of greeting he took a half sovereign from his waistcoat pocket and regretted his delay in paying it back. But, in the mean while, much had happened. He had lost his promising engagement; he had found a wife and was on the point of losing her, for she was another of the many wives at death's door; he had found a more promising engagement and was on the point of losing that too, for if he did not settle his landlady's bill before the afternoon had passed she would seize his possessions, stage properties and all, and again events beyond his control had emptied his pockets. He would return the ten shillings, but we must now lend him a sovereign. And he was not merely surprised but deeply hurt because we would not, and he stayed to argue it out that if his wife died, and his landlady kept his possessions, and the engagement was broken, and his career was at an end, the guilt would be ours,—it was in our power to make him or to mar him. He was really rather good at denunciation. On this occasion it was wasted. He did not get the sovereign, but then neither did we get the half sovereign which went back into his waistcoat pocket at the end of his visit and disappeared with him, this time apparently forever.

We are scarcely in as great favour as we were with our Beggars. Their courage now is apt to ooze from them at our door, which is no longer held by a British servant, but by Augustine, whom tradition has not taught to respect the top hat and frock coat, and before whom even the prosperous quail. She recognizes the Beggar at a glance, for that glance goes at once to his shoes, she having found out, unaided by Thackeray, that poverty, beginning to take possession of a man, attacks his extremities first. She has never been mistaken except when, in the dusk of a winter evening, she shut one of our old friends out on the stairs because she had looked at his hat instead of his shoes and mistrusted the angle at which it was pulled down over his eyes. This blunder, for an interval, weakened her reliance upon her own judgment, but she has gradually recovered her confidence, and only the Beggars whose courage is screwed to the sticking-point, and who sharpen their wits, succeed in the skirmish to get past her. When they do get past it is not of much use. The entertainment they gave us is of a kind that palls with repetition. An inclination to listen to their stories, to save their careers, to set them up on their feet, could survive their persecutions in none but the epicure in charity, which we are not. The obligation of politeness to Beggars under my roof weighs more lightly on my shoulders with their every visit, while J., as the result of long experience and to save bother, has reduced his treatment of them to a system and gives a shilling indiscriminately to each and all who call to beg—when he happens to have one himself. In vain I assure him that if his system has the merit of simplicity, it is shocking bad political economy, and that every shilling given is a shilling thrown away. In vain I remind him that Augustine, shadowing our Beggars from our chambers, saw the man who came to us solely because of the "good old days" in Philadelphia stop and beg at every other door in the house; that she detected one of the numerous heart-broken husbands hurrying back to his dying wife by way of the first pub round the corner; that she caught the innocent defendant in a lawsuit, whose solicitor was waiting downstairs, pounced upon by two women instead and well scolded for the poor bargain he had made. In vain I point out that a shilling to one is an invitation to every Beggar on our beat, for by some wireless telegraphy of their own our Beggars always manage to spread the news when shillings are in season at our chambers. But J. is not to be moved. He has an argument as simple as his system with which to answer mine. If, he says, the Beggar is a humbug, a shilling can do no great harm; if the Beggar is genuine, it may pay for a night's bed or for the day's bread; and he does not care if it is right or wrong according to political economy, for he knows for himself that the Beggar's story is sometimes true. The visits of Beggars who once came to us as friends are vivid in his memory.

They are, I admit, visits not soon forgotten. The chance Beggar in the street is impersonal in his appeal, and yet he makes us uncomfortable by his mere presence, symbol as he is of the huge and pitiless waste of life. Our laugh for the bare-faced impostor at our door has a sigh in it, for proficiency in his trade is gained only through suffering and degradation. But the laugh is lost in the sigh, the discomfort becomes acute when the man who begs a few pence is one at whose table we once sat, whom we once knew in positions of authority. He cannot be reduced to a symbol nor disposed of by generalizations. Giving is always an embarrassing business, but under these conditions it fills us with shame, nor can we help it though oftener than not we see that the shame is all ours. I am miserable during my interviews with the journalist whom we met when he was at the top of the ladder of success, and who slipped to the bottom after his promotion to an important editorship and his carelessness in allowing himself to be found, on the first night of his installation, asleep with his head and an empty bottle in the wastepaper basket; but he seems to be quite enjoying himself, which makes it the more tragic, as, with hand upraised, he assures me solemnly that J. is a gentleman, this proud distinction accorded by him in return for the practical working of J.'s system in his behalf. It is a trial to receive the popular author who won his popularity by persevering in the "'abits of a clerk," so he says, when he left the high office stool for the comfortable chair in his own study, and whose face explains too well what he has made of it; but it is evidently a pleasure to him, and therefore the more pitiful to me, when he interrupts my mornings to expose the critics and their iniquity in compelling him to come to me for the bread they take out of his mouth. Worst of all were the visits of the business man,—I am glad I can speak of them in the past,—though he himself never seemed conscious of the ghastly figure he made, for when his visible business vanished he had still his wonderful schemes.

He was a man of wonderful schemes, but originally they led to results as wonderful. When we first knew him he ruled in an office in Bond Street, he had partners, he had clerks, he had a porter in livery at the door. He embarked upon daring adventures and brought them off. He gave interesting commissions, and he paid for them too, as we learned to our profit. He had large ideas and a wide horizon; he shrank from the cheap and popular, from what the people like. He was not above taking the advice of others upon subjects of which he was broad-minded enough to understand and to acknowledge his own ignorance, for he spared himself no pains in his determination to secure the best. And he was full of go; that was why we liked him. I look back to evenings when he came to dinner to talk over some new scheme, and when he would sit on and talk on after his last train—his home was in the suburbs—had long gone and, as he told us afterwards, he would have to wait in one of the little restaurants near Fleet Street that are open all night for journalists until it was time to catch the earliest newspaper train. He would drop in at any odd hour to discuss his latest enterprise. We were always seeing him, and we were always delighted to see him, enthusiasm not being so common a virtue in the Briton that we can afford not to make the most of it when it happens. We found him, as a consequence, a stimulating companion. I cannot say exactly when the change came; why it came remains a mystery to us to this day. Probably it began long before we realized it. The first symptoms were a trick of borrowing: at the outset such trivial things as a daily paper to which he should have subscribed, or books which he should have bought for himself. Then it was a half crown here and a half crown there, because he had not time to go back to the office before rushing to the station, or because he had not a cab fare with him, or because of half a dozen other accidents as plausible. We might not have given a second thought to all this but for the rapidity with which the half crowns developed into five shillings, and the five into ten, and the ten into a sovereign on evenings when the cab, for which we had to take his word, had been waiting during the hours of his stay. We could not help our suspicions, the more so because that indefinable but rank odour of drugs, by which our Beggars too frequently announce themselves, grew stronger as the amount of which he was in need increased. And very soon he was confiding to us the details of a quarrel which deprived him of his partners and their capital. Then the Bond Street office was given up and his business was done in some vague rooms, the whereabouts of which he never disclosed; only too soon it seemed to be done entirely in the street. We would meet him at night slinking along the Strand, one of the miserable shadows of humanity whom the darkness lures out of the nameless holes and corners where they hide during the day. At last came a period when he kept away from our chambers altogether, sending his wife to us instead. Her visits were after dark, usually towards midnight. She called for all sorts of things,—a week's rent, medicine from the druggist in the Strand, Sunday's dinner, her 'bus fare home, once I remember for an umbrella. She was never without an excuse for the emergency that forced her to disturb us, and she was no less fine than he in keeping up the fiction that it was an emergency, and that business prospered though removed from Bond Street into the Unknown. I think it was after this loan of an umbrella that he again came himself, nominally to return it and incidentally to borrow something else. I had not seen him for several months. It might have been years judging from his appearance, and I wished, as I still wish, I had not seen him then. In the Bond Street days he had the air of a man who lived well, and he was correct in dress, "well groomed" as they say. And now? His face was as colourless and emaciated as the faces from which I shrink in the "hunger line" on the Embankment; he wore a brown tweed suit, torn and mended and torn again, with a horrible patch of another colour on one knee that drew my eyes irresistibly to it; his straw hat was as burned and battered as days of tramping in the sun and nights of sleeping in the rain could make it. He was the least embarrassed of the two. In fact, he was not embarrassed at all, but sat in the chair where so often he had faced me in irreproachable frock coat and spotless trousers, and explained as in the old days his wonderful schemes, expressing again the hope that we would second him and, with him, again achieve success. He might have been a prince promising his patronage. And all the while I did not know which way to look, so terrible was his face pinched and drawn with hunger, so eloquent that staring patch on his knee. That was several years ago, and it was the last visit either he or his wife ever made us. I cannot imagine that anything was left to them except greater misery, deeper degradation, and—the merciful end, which I hope came swiftly.

It is when I remember the business man and our other friends, fortunately few, who have followed in the same path that I am unable to deny the force of the argument by which J. defends his system. It may be that all our Beggars began life with schemes as wonderful and ideas as large, that their stories are as true, that the line between Tragedy and Farce was never so fine drawn as when, stepping across it, they plunged into the profession of having come down in the world.